Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

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Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES



(a) Financial Statements, Financial Statement Schedules and Exhibits.

1. Financial Statements
	Included in Part II – see Item 8 of this report.

2. Financial Statement Schedules

		Page No.

II. Condensed Financial Information of Registrant
	As of December 31, 2024 and 2023, and for the years ended December 31, 2024, 2023 and 2022	180
III. Supplementary Insurance Information
	For the years ended December 31, 2024, 2023 and 2022	183

IV. Reinsurance
	For the years ended December 31, 2024, 2023 and 2022	184

VI. Supplementary Information for Property and Casualty Insurance Underwriters
	For the years ended December 31, 2024, 2023 and 2022	185

Schedules other than those listed above are omitted for the reason that they are not applicable or the information is provided in Item 8 of this report.


ARCH CAPITAL			174			2024 FORM 10-K

3. Exhibits


		Incorporated by Reference
Exhibit Number	Exhibit Description	Form	Original Number	Date Filed	Filed Herewith
3.1	Memorandum of Association of ACGL	S-4	3.1	September 8, 2000
3.2	Bye-Laws of ACGL	10-Q	3	August 5, 2016
3.3	ACGL Certificate of Deposit of Memorandum of Increase of Share Capital	10-K	3.3	February 28, 2011
4.1	Indenture, dated as of May 4, 2004, between ACGL, as issuer, and The Bank of New York Mellon, as successor trustee to JPMorgan Chase Bank, N.A. (formerly JPMorgan Chase Bank) (“JPMCB”), as trustee	8-K	99.2	May 7, 2004
4.2	First Supplemental Indenture, dated as of May 4, 2004, between ACGL, as issuer, and JPMCB, as trustee	8-K	99.3	May 7, 2004
4.3	Second Supplemental Indenture, dated as of June 30, 2020, by and between Arch Capital Group Ltd. and The Bank of New York Mellon (including the form of Global Notes for the Notes).	8-K	4.2	June 30, 2020
4.4.1	Indenture, dated as of December 13, 2013, among Arch Capital Group (U.S.) Inc. (“Arch U.S.”), as issuer, ACGL, as guarantor, and The Bank of New York Mellon (“BNYM”), as trustee	8-K	4.1	December 13, 2013
4.4.2	First Supplemental Indenture, dated as of December 13, 2013, among Arch U.S., as issuer, ACGL, as guarantor, and BNYM, as trustee	8-K	4.2	December 13, 2013
4.4.3	Second Supplemental Indenture, dated as of May 10, 2018, among Arch Capital Finance LLC, as issuer, ACGL, as guarantor, and BNYM, as trustee	8-K	4.1	May 15, 2018
4.5.1	Deposit Agreement, dated August 17, 2017, between ACGL, as issuer, and AST, as depositary, registrar and transfer agent and as dividend disbursing agent and redemption agent, and the holders from time to time of the depositary receipts	8-K	4.3	August 17, 2017
4.5.2	Deposit Agreement, dated June 11, 2021, between ACGL, as issuer, and AST, as depositary, registrar and transfer agent and as dividend disbursing agent and redemption agent, and the holders from time to time of the depositary receipts	8-K	4.3	June 11, 2021
4.6.1	Form of Depositary Receipt, dated August 17, 2017	8-K	4.4	August 17, 2017
4.6.2	Form of Depositary Receipt, dated June 11, 2021	8-K	4.4	June 11, 2021
4.7.1	Indenture, dated as of December 8, 2016, among Arch Capital Finance LLC, as issuer, ACGL, as guarantor, and BNYM, as trustee	8-K	4.1	December 9, 2016
4.7.2	First Supplemental Indenture, dated as of December 8, 2016, among Arch Capital Finance LLC, as issuer, ACGL, as guarantor, and BNYM, as trustee	8-K	4.2	December 9, 2016
4.8.1	Certificate of Designations of Series F Non-Cumulative Preferred Shares	8-K	4.1	August 17, 2017
4.8.2	Certificate of Designations of Series G Non-Cumulative Preferred Shares	8-K	4.1	June 11, 2021
4.8.3	Specimen Common Share Certificate	10-K	4.1	April 2, 2001
4.8.4	Specimen Series F Non-Cumulative Preferred Share Certificate	8-K	4.2	August 17, 2017
4.8.5	Specimen Series G Non-Cumulative Preferred Share Certificate	8-K	4.2	June 11, 2021
4.9	Description of Securities	10-K	4.8	February 25, 2022
10.1.1	Third Amended and Restated ACGL Incentive Compensation Plan†	10-Q	10.7	August 5, 2016
10.1.2	First Amendment to Third Amended and Restated ACGL Incentive Compensation Plan†	10-Q	10.1	May 5, 2017
10.1.3	Second Amendment to Third Amended and Restated ACGL Incentive Compensation Plan†	10-K	10.2.3	February 25, 2022
10.1.4	Third Amendment to Third Amended and Restated ACGL Incentive Compensation Plan†	10-Q	10.1	May 4, 2023
10.2.1	ACGL 2015 Long Term Incentive and Share Award Plan†	DEF 14A		March 26, 2015
10.2.2	ACGL 2018 Long Term Incentive and Share Award Plan†	DEF 14A		March 28, 2018
10.2.3	ACGL Amended and Restated 2007 Employee Share Purchase Plan†	DEF 14A		March 23, 2023
10.2.4	ACGL 2022 Long Term Incentive and Share Award Plan†	8-K	10.1	May 4, 2022
10.3.1	Form of Restricted Share Agreement for Named Executive Officers and certain Executive Officers of ACGL and subsidiaries†	10-Q	10.3	August 8, 2018
10.3.2	Form of Restricted Share Agreement between ACGL and each of the Non-Employee Directors of ACGL†	10-Q	10.6	August 8, 2018
10.3.3	Form of Performance Restricted Share Agreement for Named Executive Officers and certain Executive Officers of ACGL and subsidiaries†	10-Q	10.5	August 8, 2018
10.3.4	Form of Non-Qualified Stock Option Agreement, dated as of May 13, 2015, between ACGL and each of Marc Grandisson†	10-Q	10.3	August 7, 2015


ARCH CAPITAL			175			2024 FORM 10-K


10.3.5	Form of Non-Qualified Stock Option Agreement, dated as of May 13, 2016, between ACGL and each of Marc Grandisson, Nicolas Papadopoulo, Maamoun Rajeh and Louis T. Petrillo†	10-Q	10.3	August 5, 2016
10.3.6	Form of Non-Qualified Stock Option Agreement, dated as of May 8, 2017, between ACGL and each of Marc Grandisson, Nicolas Papadopoulo, Maamoun Rajeh and Louis T. Petrillo†	10-Q	10.5	August 4, 2017
10.3.7	Non-Qualified Stock Option Agreement, dated as of September 19, 2017, between ACGL and Maamoun Rajeh†	10-K	10.5.6	February 28, 2018
10.3.8	Non-Qualified Stock Option Agreement, dated as of September 19, 2017, between ACGL and Nicolas Papadopoulo†	10-K	10.5.7	February 28, 2018
10.3.9	Form of Non-Qualified Stock Option Agreement for Named Executive Officers and certain Executive Officers of ACGL and subsidiaries†	10-Q	10.4	August 8, 2018
10.3.10	Non-Qualified Stock Option Agreement, dated as of April 9, 2018, between ACGL and Marc Grandisson†	10-Q	10.5	May 9, 2018
10.4.1	Employment Agreement, dated as of October 27, 2008, between ACGL and John D. Vollaro†	8-K	10.1	October 28, 2008
10.4.2	Amendment to Employment Agreement, dated February 27, 2015, between ACGL and John D. Vollaro†	10-Q	10.1	May 8, 2015
10.4.3	Second Amendment to Employment Agreement, dated as of January 1, 2018, between ACGL and John D. Vollaro†	10-Q	10.1	May 9, 2018
10.5	Employment Agreement, dated as of September 19, 2017 between ACGL and Maamoun Rajeh†	10-Q	10.26	November 3, 2017
10.6	Employment Agreement, dated as of September 19, 2017 between ACGL and Nicholas Papadopoulo†	10-Q	10.27	November 3, 2017
10.7	Employment Agreement, dated as of May 25, 2018, between ACGL and François Morin†	8-K/A	10.1	July 26, 2018
10.8	Employment Agreement, dated as of April 9, 2018, between ACGL and Marc Grandisson†	8-K/A	10.1	April 11, 2018
10.9	Employment Agreement, dated as of November 13, 2018, between Arch Capital Services Inc. and Louis Petrillo†	10-K	10.16	February 28, 2019
10.10	Employment Agreement dated as of October 1,2019 between Arch Capital Group Ltd. and David Gansberg †	10-K	10.16	February 28, 2020
10.11	Employment Agreement dated as of May 7, 2021 between Arch Capital Group Ltd. and Christine Todd †	10-Q	10.1	August 5, 2021
10.12	Arch U.S. Executive Supplemental Non-Qualified Savings and Retirement Plan†	10-K	10.24	March 2, 2009
10.13.1	Third Amended and Restated Credit Agreement, dated as of December 17, 2019, by and among ACGL, certain of its subsidiaries as subsidiary borrowers, Bank of America, N.A., as Administrative Agent, Fronting Bank and L/C Administrator, and the lenders party thereto	8-K	10.1	December 18, 2019
10.13.2	First Amendment to Third Amended and Restated Credit Agreement, dated as of August 12, 2020 by and among Arch Capital Group Ltd., the other Loan Parties party hereto, the Lenders party hereto, and Bank of America, N.A., as Administrative Agent.	10-Q	10.1	November 4, 2021
10.13.3	The LIBOR Transition Amendment to the Third Amended and Restated Credit Agreement, dated as of September 29, 2021.	10-Q	10.2	November 4, 2021
10.13.4	Second Amendment to Third Amended and Restated Credit Agreement, effective as of April 7, 2022, by and among Arch Capital Group Ltd., certain of its subsidiaries, Bank of America, N.A., as Administrative Agent, and the lenders party thereto	8-K	10.1	April 12, 2022
10.13.5	Fourth Amended and Restated Credit Agreement, dated as of August 23, 2023, by and among Arch Capital Group Ltd., certain of its subsidiaries, Bank of America, N.A., as Administrative Agent, and the lenders party thereto (1)	10-Q	10.1	November 9, 2023
10.14	Letter of Credit Facility Agreement, dated as of September 27, 2023, by and between Arch Reinsurance Ltd., as the borrower and Lloyds Bank Corporate Markets plc, as the L/C Issuer	8-K	10.1	October 2, 2023
10.15	Amendment No. 3 and Joinder to Letter of Credit Facility Agreement, dated as of October 25, 2023, by and between Arch Reinsurance Ltd., as the borrower and Lloyds Bank Corporate Markets plc, as the Administrative Agent and L/C Agent.	8-K	10.1	October 30, 2023
10.16.1	Master Transaction Agreement, dated as of April 5, 2024, by and between Allianz Global Risks US Insurance Company and Arch Capital Group Ltd.	8-K	10.1	April 5, 2024
10.16.2	Amendment No. 1 to Master Transaction Agreement, dated as of August 1, 2024, by and among Arch Capital Group Ltd., Allianz Global Risks US Insurance.	8-K	2.2	August 1, 2024
10.17	Amendment to Employment Agreement, dated as of October 13, 2024, between ACGL and Nicolas Papadopoulo †	10-Q	10.2	November 7, 2024
10.18	Amendment No. 4 to Letter of Credit Facility Agreement dated as of October 30, 2024 by and between Arch Reinsurance Ltd., as the borrower and Lloyds Bank.	8-K	10.1	November 4, 2024


ARCH CAPITAL			176			2024 FORM 10-K


10.19	Amendment to Employment Agreement, dated as of November 7, 2024, between Arch U.S. MI Services Inc. and David Gansberg †	8-K	10.1	November 8, 2024
10.20	Amendment to Employment Agreement, dated as of November 7, 2024, between Arch Capital Group Ltd. and Maamoun Rajeh †	8-K	10.2	November 8, 2024
10.21	Form of Non-Qualified Stock Option Outperformance Award Agreement for Named Executive Officers and certain Executive Officers of ACGL and subsidiaries†				X
10.22	Form of Restricted Share Outperformance Award Agreement between ACGL and each of Nicolas Papadopoulo, Maamoun Rajeh and David Gansberg†				X
10.23	Form of Restricted Share Outperformance Award Agreement between ACGL and each of François Morin, Christine Todd and certain other Executive Officers of ACGL†				X
10.24	Second Amendment to Employment Agreement, dated as of December 11, 2024, between Arch Capital Group (U.S.) Inc. and David Gansberg†				X
19.1	Policy Statement on Insider Trading and Confidential Information				X
21	Subsidiaries of Registrant				X
23	Consent of PricewaterhouseCoopers LLP				X
24	Power of Attorney				X
31.1	Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002				X
31.2	Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002				X
32.1	Certification of Chief Executive Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002				X
32.2	Certification of Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002				X
97.1	Policy relating to recovery of erroneously awarded compensation, as required by Nasdaq listing standards adopted pursuant to 17 CFR 240.10D.	10-K	97.1	February 23, 2024
101	The following financial information from ACGL’s Annual Report on Form 10-K for the year ended December 31, 2024 formatted in Inline XBRL: (i) Consolidated Balance Sheets at December 31, 2024 and 2023; (ii) Consolidated Statements of Income for the years ended December 31, 2024, 2023 and 2022; (iii) Consolidated Statements of Comprehensive Income for the years ended December 31, 2024, 2023 and 2022; (iv) Consolidated Statements of Changes in Shareholders’ Equity for the years ended December 31, 2024, 2023 and 2022; (v) Consolidated Statements of Cash Flows for the years ended December 31, 2024, 2023 and 2022; and (vi) Notes to Consolidated Financial Statements				X
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

† Management contract or compensatory plan or arrangement.


ARCH CAPITAL			177			2024 FORM 10-K

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


ARCH CAPITAL GROUP LTD. (Registrant)
By:	/s/ Nicolas Papadopoulo
	Name:	Nicolas Papadopoulo
	Title:	Chief Executive Officer (Principal Executive Officer)

February 27, 2025

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.


Name	Title	Date

/s/ Nicolas Papadopoulo
Nicolas Papadopoulo	Chief Executive Officer (Principal Executive Officer)	February 27, 2025

/s/ François Morin
François Morin	Executive Vice President and Chief Financial Officer (Principal Financial Officer and Principal Accounting Officer) and Treasurer	February 27, 2025

*
John M. Pasquesi	Chair of the Board	February 27, 2025

*
John L. Bunce, Jr.	Director	February 27, 2025

*
Francis Ebong	Director	February 27, 2025

*
Laurie S. Goodman	Director	February 27, 2025

*
Daniel J. Houston	Director	February 27, 2025


ARCH CAPITAL			178			2024 FORM 10-K


Name	Title	Date

*
Moira Kilcoyne	Director	February 27, 2025

*
Eileen Mallesch	Director	February 27, 2025

*
Alexander Moczarski	Director	February 27, 2025

*
Brian S. Posner	Director	February 27, 2025

*
Eugene S. Sunshine	Director	February 27, 2025

*
Neal Triplett	Director	February 27, 2025

*
John D. Vollaro	Director	February 27, 2025

By François Morin, as attorney-in-fact and agent, pursuant to a power of attorney, a copy of which has been filed with the Securities and Exchange Commission as Exhibit 24 to this report.



/s/ François Morin
Name:			François Morin Attorney-in-Fact


ARCH CAPITAL			179			2024 FORM 10-K

SCHEDULE II

ARCH CAPITAL GROUP LTD. AND SUBSIDIARIES

CONDENSED FINANCIAL INFORMATION OF REGISTRANT

(U.S. dollars in millions)

Balance Sheet

(Parent Company Only)


	December 31,
	2024		2023
Assets
Total investments	$	43	$	17
Cash	13		9
Investments in subsidiaries	22,035		19,590
Investment in operating affiliates	3		4
Due from subsidiaries and affiliates	6		—






Other assets	66		58
Total assets	$	22,166	$	19,678

Liabilities
Senior notes	$	1,287	$	1,287
Due to subsidiaries and affiliates	11		—
Other liabilities	48		38
Total liabilities	1,346		1,325



Shareholders' Equity
Non-cumulative preferred shares	830		830

Common shares ($0.0011 par, shares issued: 595.6 and 591.9)	1		1
Additional paid-in capital	2,510		2,327
Retained earnings	22,686		20,295
Accumulated other comprehensive income (loss), net of deferred income tax	(720)		(676)
Common shares held in treasury, at cost (shares: 219.2 and 218.5)	(4,487)		(4,424)
Total shareholders' equity	$	20,820	$	18,353
Total liabilities and shareholders' equity	$	22,166	$	19,678

The financial information for the parent company (Arch Capital Group Ltd.) should be read in conjunction with the Consolidated Financial Statements and Notes thereto.


ARCH CAPITAL			180			2024 FORM 10-K

SCHEDULE II

(continued)

ARCH CAPITAL GROUP LTD. AND SUBSIDIARIES

CONDENSED FINANCIAL INFORMATION OF REGISTRANT

(U.S. dollars in millions)

Statement of Income

(Parent Company Only)


	Year Ended
	December 31,
	2024		2023		2022

Revenues
Net investment income	$	5	$	2	$	2
Net realized gains (losses)	(4)		—		—
Total revenues	1		2		2

Expenses



Corporate expenses	116		93		86

Interest expense	59		59		59

Total expenses	175		152		145

Income (loss) before income taxes and income (loss) from operating affiliates	(174)		(150)		(143)

Income tax (expense) benefit	—		41		—
Income (loss) from operating affiliates	(1)		(1)		(1)
Income (loss) before equity in net income of subsidiaries	(175)		(110)		(144)
Equity in net income of subsidiaries	4,487		4,553		1,593


Net income available to Arch	4,312		4,443		1,449
Preferred dividends	(40)		(40)		(40)

Net income available to Arch common shareholders	$	4,272	$	4,403	$	1,409

The financial information for the parent company (Arch Capital Group Ltd.) should be read in conjunction with the Consolidated Financial Statements and Notes thereto.


ARCH CAPITAL			181			2024 FORM 10-K

SCHEDULE II

(continued)

ARCH CAPITAL GROUP LTD. AND SUBSIDIARIES

CONDENSED FINANCIAL INFORMATION OF REGISTRANT

(U.S. dollars in millions)

Statement of Cash Flows

(Parent Company Only)


	Year Ended
	December 31,
	2024		2023		2022

Operating Activities:








Net Cash Provided By Operating Activities	$	2,398	$	46	$	621

Investing Activities:
Net (purchases) sales of short-term investments	(26)		(8)		(5)

Acquisitions, net of cash	(450)		—		—
Other	5		1		(1)
Net Cash Used For Investing Activities	(471)		(7)		(6)

Financing Activities:
Purchases of common shares under share repurchase program	(24)		—		(586)
Proceeds from common shares issued, net	7		(2)		6





Common dividends paid	(1,866)		—		—
Preferred dividends paid	(40)		(40)		(40)
Net Cash Used For Financing Activities	(1,923)		(42)		(620)

Increase (decrease) in cash and restricted cash	4		(3)		(5)
Cash and restricted cash, beginning of year	9		12		17
Cash and restricted cash, end of period	$	13	$	9	$	12

The financial information for the parent company (Arch Capital Group Ltd.) should be read in conjunction with the Consolidated Financial Statements and Notes thereto.


ARCH CAPITAL			182			2024 FORM 10-K

SCHEDULE III

ARCH CAPITAL GROUP LTD. AND SUBSIDIARIES

SUPPLEMENTARY INSURANCE INFORMATION

(U.S. dollars in millions)


	Deferred Acquisition Costs	Reserves for Losses and Loss Adjustment Expenses	Unearned Premiums	Net Premiums Earned	Net Investment Income (1)	Net Losses and Loss Adjustment Expenses Incurred	Amortization of Deferred Acquisition Costs	Other Operating Expenses (2)	Net Premiums Written
December 31, 2024
Insurance	$696	$16,277	$4,857	$6,627	NM	$4,070	$1,217	$995	$6,874
Reinsurance	981	12,567	4,891	7,242	NM	4,327	1,432	270	7,746
Mortgage	57	525	470	1,231	NM	(55)	2	207	1,112
Total	$1,734	$29,369	$10,218	$15,100	NM	$8,342	$2,651	$1,472	$15,732
December 31, 2023
Insurance	$566	$12,250	$3,917	$5,446	NM	$3,122	$1,055	$819	$5,862
Reinsurance	901	9,924	4,254	5,836	NM	3,227	1,240	288	6,554
Mortgage	64	578	637	1,158	NM	(103)	17	194	1,052
Total	$1,531	$22,752	$8,808	$12,440	NM	$6,246	$2,312	$1,301	$13,468
December 31, 2022
Insurance	$301	$11,017	$3,382	$4,560	NM	$2,784	$887	$665	$5,021
Reinsurance	992	8,306	3,206	3,959	NM	2,568	813	268	4,924
Mortgage	(30)	709	749	1,160	NM	(324)	40	195	1,133
Total	$1,263	$20,032	$7,337	$9,679	NM	$5,028	$1,740	$1,128	$11,078

(1) The Company does not manage its assets by segment and, accordingly, net investment income is not allocated to each underwriting segment.

(2) Certain other operating expenses relate to the Company’s corporate items. Such amounts are not reflected in the table above. See note 4, “Segment Information,” to our consolidated financial statements in Item 8 for information.


ARCH CAPITAL			183			2024 FORM 10-K

SCHEDULE IV

ARCH CAPITAL GROUP LTD. AND SUBSIDIARIES

REINSURANCE

(U.S. dollars in millions)


	Gross Amount		Ceded to Other Companies (1)		Assumed From Other Companies (1)		Net Amount		Percentage of Amount Assumed to Net
Year Ended December 31, 2024
Premiums Written:
Insurance	$	7,970	$	(2,179)	$	1,083	$	6,874	15.8	%
Reinsurance	956		(3,366)		10,156		7,746		131.1	%
Mortgage	1,130		(239)		221		1,112		19.9	%

Total	$	10,056	$	(5,779)	$	11,455	$	15,732	72.8	%
Year Ended December 31, 2023
Premiums Written:
Insurance	$	7,865	$	(2,049)	$	46	$	5,862	0.8	%
Reinsurance	626		(2,559)		8,487		6,554		129.5	%
Mortgage	1,161		(335)		226		1,052		21.5	%

Total	$	9,652	$	(4,935)	$	8,751	$	13,468	65.0	%
Year Ended December 31, 2022
Premiums Written:
Insurance	$	6,889	$	(1,910)	$	42	$	5,021	0.8	%
Reinsurance	397		(2,024)		6,553		4,924		133.1	%
Mortgage	1,256		(322)		199		1,133		17.6	%

Total	$	8,542	$	(4,249)	$	6,785	$	11,078	61.2	%

(1) Certain amounts included in the gross premiums written of each segment are related to intersegment transactions and are included in the gross premiums written of each segment. Accordingly, the sum of gross premiums written for each segment does not agree to the total gross premiums written as shown in the table above due to the elimination of intersegment transactions in the total.


ARCH CAPITAL			184			2024 FORM 10-K

SCHEDULE VI

ARCH CAPITAL GROUP LTD. AND SUBSIDIARIES

SUPPLEMENTARY INFORMATION FOR PROPERTY AND CASUALTY INSURANCE UNDERWRITERS

(U.S. dollars in millions)


Column A	Column B		Column C		Column D		Column E		Column F		Column G		Column H				Column I		Column J		Column K
Affiliation with Registrant	Deferred Acquisition Costs		Reserves for Losses and Loss Adjustment Expenses		Discount, if any, deducted in Column C		Unearned Premiums		Net Premiums Earned		Net Investment Income		Net Losses and Loss Adjustment Expenses Incurred Related to				Amortization of Deferred Acquisition Costs		Net Paid Losses and Loss Adjustment Expenses		Net Premiums Written
(a) Current Year	(b) Prior Years
Consolidated Subsidiaries
2024	$	1,734	$	29,369	$	68	$	10,218	$	15,100	$	1,495	$	8,849	$	(507)	$	2,651	$	5,073	$	15,732
2023	1,531		22,752		66		8,808		12,440		1,023		6,784		(538)		2,312		4,093		13,468
2022	1,263		20,032		61		7,337		9,679		496		5,797		(769)		1,740		3,141		11,078

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