Item 15. EXHIBIT AND FINANCIAL STATEMENT SCHEDULES

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Item 15. EXHIBIT AND FINANCIAL STATEMENT SCHEDULES

(a) The financial statements, schedules and exhibits required for this Form 10-K are incorporated by reference as indicated in the following index. Page numbers refer to pages of the Annual Report for Items (1) and (2) Financial Statements and Schedules.


(1)(2)	Financial Statements and Schedules	Page No.

	Consolidated Income Statement	116-117
	Consolidated Comprehensive Income Statement	118
	Consolidated Balance Sheet	119
	Consolidated Statement of Cash Flows	120
	Consolidated Statement of Changes in Equity	121-122
	Notes to Consolidated Financial Statements	123-195
	Report of Independent Registered Public Accounting Firm	196

(3)	Exhibits
	See (b) below.

(b) The exhibits listed on the Index to Exhibits on pages 15 through 21 hereof are incorporated by reference or filed or furnished herewith in response to this Item.

None.

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