Item 15. EXHIBIT AND FINANCIAL STATEMENT SCHEDULES

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Item 15. EXHIBIT AND FINANCIAL STATEMENT SCHEDULES

(a) The financial statements, schedules and exhibits required for this Form 10-K are incorporated by reference as indicated in the following index. Page numbers refer to pages of the Annual Report for Items (1) and (2) Financial Statements and Schedules.


(1)(2)	Financial Statements and Schedules	Page No.

	Consolidated Income Statement	124-125
	Consolidated Comprehensive Income Statement	126
	Consolidated Balance Sheet	127
	Consolidated Statement of Cash Flows	128
	Consolidated Statement of Changes in Equity	129-130
	Notes to Consolidated Financial Statements	131-203
	Report of Independent Registered Public Accounting Firm	204

(3)	Exhibits
	See (b) below.

(b) The exhibits listed on the Index to Exhibits on pages 14 through 19 hereof are incorporated by reference or filed or furnished herewith in response to this Item.

None.

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