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Item 11. EXECUTIVE COMPENSATION

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Item 11. EXECUTIVE COMPENSATION

Information required by this item is presented under the captions “Executive Compensation Matters” — “Compensation Discussion and Analysis,” “Compensation and HR Committee Report”, “Executive Compensation Tables”, “Termination of Employment and Change of Control”, “Role of Risk Management in Compensation”, “Dodd Frank Compensation Disclosure” — “CEO Pay Ratio” and “Pay Versus Performance”, and “Corporate Governance Matters” - “Director Compensation” of our 2024 Proxy Statement, which is incorporated by reference into this item.

Citizens Financial Group, Inc. | 154

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