Item 15. Exhibit and Financial Statement Schedules

a) Financial Statements – information contained in Part II, Item 8, of this report, Page 119 to Page 177

b) Exhibits – see Index of Exhibits, Page 196

Schedule I – Summary of Investments – Other Than Investments in Related Parties, Page 185

Schedule II – Condensed Financial Statements of Parent Company, Page 187

Schedule III – Supplementary Insurance Information, Page 190

Schedule IV – Reinsurance, Page 192

Schedule V – Valuation and Qualifying Accounts, Page 193

Schedule VI – Supplementary Information Concerning Property Casualty Insurance Operations, Page 194