Item 10. Directors, Executive Officers and Corporate Governance

a) The following sections of our Proxy Statement for our 2026 Annual Meeting of Shareholders to be held May 2, 2026, are incorporated herein by reference: “Delinquent Section 16(a) Reports,” under the principal heading "Security Ownership of Principal Shareholders and Management", “Information about the Board of Directors,” and “Governance of Your Company.”

b) Information about the “Code of Ethics for Senior Financial Officers” appeared in the 2004 Proxy Statement as an appendix and is available at investors.cinfin.com. Our Code of Ethics applies to those who are responsible for preparing and disclosing our financial information. This includes our chief executive officer, chief financial officer and others performing similar functions.

c) Set forth below is information concerning the company’s executive officers who are not also directors of the company, as of February 23, 2026.


Name and Age as of	Primary Title(s) and Business Responsibilities	Executive
February 23, 2026	Since February 2021	Officer Since
Roger A. Brown, FSA, MAAA, CLU (54)	Senior vice president and chief operating officer of The Cincinnati Life Insurance Company. Responsible for life insurance underwriting and operations.	2016
Dawn S. Chapel, CPCU, RPLU+, AIM, AIS, CRIS, APA, ARe, ASLI, AU (52)	Senior vice president of The Cincinnati Insurance Company. Responsible for excess and surplus lines underwriting and operations of The Cincinnati Specialty Underwriters Insurance Company and CSU Producer Resources Inc. Responsible for brokerage operations of CSU Producer Resources and vice president until 2025.	2025
Teresa C. Cracas, Esq. (60)	Chief risk officer and executive vice president of The Cincinnati Insurance Company. Responsible for strategic planning and risk management, including executive oversight of modeling for financial analysis, property casualty reserving and pricing, strategic innovation, ceded reinsurance programs, corporate marketing and communications, human resources and policyholder experience. Senior vice president until 2022.	2011
Angela O. Delaney (57)	Senior vice president of The Cincinnati Insurance Company. Responsible for property casualty insurance sales and marketing operations, including leadership of field underwriters and independent agency relationships.	2020
Luyang Fu, Ph.D, FCAS, MAAA (52)	Chief actuary and senior vice president of The Cincinnati Insurance Company. Responsible for all actuarial activities, including pricing, reserving, predictive modeling, forecasting and risk analytics for the property casualty insurance subsidiaries. Vice president of planning, analytics and risk management until 2022.	2026
Sean M. Givler, CIC, CRM (50)	Executive vice president of The Cincinnati Insurance Company. Responsible for commercial insurance and life insurance, including executive oversight of Commercial Lines, Management Liability & Surety, Sales & Marketing and The Cincinnati Life Insurance Company. Senior vice president of commercial lines until 2025.	2017
Thomas C. Hogan, Esq. (55)	Chief legal officer, executive vice president and corporate secretary of Cincinnati Financial Corporation. Responsible for corporate legal, governance and compliance activities, including executive oversight of regulatory and compliance, government relations, litigation and contract administration. Senior vice president and associate general counsel until 2024.	2024

Cincinnati Financial Corporation - 2025 10-K - Page 176


Name and Age as of	Primary Title(s) and Business Responsibilities	Executive
February 23, 2026	Since February 2021	Officer Since
John S. Kellington (64)	Chief information officer and executive vice president of The Cincinnati Insurance Company. Responsible for enterprise technology platforms and related activities. Senior vice president until 2022.	2010
R. Phillip Sandercox, CPCU, ARe (62)	Senior vice president of The Cincinnati Insurance Company and head of Cincinnati Re. Responsible for all reinsurance assumed operations, including underwriting, pricing and claims. Head of Cincinnati Re since 2023. Vice president until 2024.	2026
Marc J. Schambow, CPCU, AIM, ASLI (60)	Chief claims officer and senior vice president of The Cincinnati Insurance Company. Responsible for all headquarters and field claims operations, including special investigations and claims administration.	2022
Andrew M. Schnell, CPA, CPCU, AINS (45)	Senior vice president and treasurer of The Cincinnati Insurance Company. Responsible for corporate accounting and SEC reporting activities. Vice president of corporate finance from 2021 to 2025.	2026
Scott A. Schuler (42)	Senior vice president of The Cincinnati Insurance Company. Responsible for all personal lines operations, including underwriting, insurance regulatory filings and product and risk management. Vice president of personal lines underwriting until 2025.	2025
Michael J. Sewell, CPA (62)	Chief financial officer, principal accounting officer, executive vice president and treasurer of Cincinnati Financial Corporation. Chief operating officer of CFC Investment Company, a commercial lease and finance subsidiary. Responsible for accounting, finance and financial reporting, including executive oversight of purchasing, investor relations, shareholder services, administrative services and facilities maintenance and security. Senior vice president until 2022.	2011
Steven A. Soloria, CFA, CPCU (59)	Chief investment officer and executive vice president of Cincinnati Financial Corporation. Responsible for all investment operations. Senior vice president of The Cincinnati Insurance Company until 2023. Vice president of investments until 2022.	2023
Chet H. Swisher (48)	Senior vice president of The Cincinnati Insurance Company. Responsible for standard commercial lines underwriting and operations, including management liability insurance, machinery and equipment insurance, surety bonds, loss control services and premium audit. Vice president of commercial key accounts until 2025.	2025
William H. Van Den Heuvel (59)	Executive vice president of The Cincinnati Insurance Company. Responsible for specialty insurance and personal lines insurance operations, including executive oversight of Personal Lines, Excess & Surplus Lines, Cincinnati Re – the company’s reinsurance assumed operations – and the activities of Cincinnati Global Underwriting Ltd., a London-based, global specialty underwriter for Lloyd's Syndicate 318. Senior vice president of personal lines until 2025.	2014

Cincinnati Financial Corporation - 2025 10-K - Page 177

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