Colgate-Palmolive (CL) risk factors: FY2025 10-K

1. We face risks associated with significant international operations, including exposure to foreign currency fluctuations.
2. Significant competition in our industry could adversely affect our business.
3. The rapidly changing retail landscape and changing consumer preferences may adversely affect our business.new
4. The growth of our business depends on the successful identification, development and launch of innovative new products.
5. Damage to our reputation could have an adverse effect on our business.
6. Our success depends upon our ability to recruit, attract and retain key employees and the succession of senior management.
7. We have pursued and may continue to pursue acquisitions and divestitures, which could adversely impact our business.

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1. Our business results are impacted by our ability to manage disruptions in our global supply chain and/or key office facilities.
2. Volatility in material and other costs has in the past and may continue to adversely impact our profitability.
3. There is no guarantee that our ongoing efforts to reduce costs will be successful.
4. We may not realize the benefits that we expect from our Strategic Growth and Productivity Program.new
5. A cybersecurity incident, data incident or a failure of key technology systems could adversely impact our business.rewordedCybersecurity
6. Climate change and other sustainability matters could have an adverse impact on our business and results of operations.
7. Our reliance on third parties in many aspects of our business could have an adverse effect on our business and results of operations.

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1. Our business is subject to legal and regulatory risks in the United States and abroad.reworded
2. Legal claims and proceedings could adversely impact our business.

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1. Uncertain or unfavorable global macroeconomic and geopolitical conditions may adversely affect our business.reworded
2. Disruptions in the credit markets or changes to our credit ratings may adversely affect our business.
3. Tax matters, including changes in tax rates, disagreements with taxing authorities and imposition of new taxes could negatively impact our business.

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Headings in the FY2024 10-K with no match this year.

1. Increasing dependence on key retailers in developed markets, changes in the policies of our retail trade customers, the emergence of alternative retail channels and the rapidly changing retail landscape and changing consumer preferences may adversely affect our business.
2. We face various risks related to pandemics, epidemics or other widespread public health concerns, which may have a material adverse effect on our business, results of operations, cash flows and financial condition.