Item 5. OTHER INFORMATION

Ally Master Purchase and Sale Agreement

On October 28, 2025, the Company and Ally amended its Ally MPSA to, among other things, increase the commitment by Ally to purchase up to $6 billion of principal balances of finance receivables between October 28, 2025 and October 27, 2026, on substantially similar terms as the preceding Ally MPSA. A copy of the amendment to the Ally MPSA is included herewith as Exhibit 10.1 and is incorporated by reference herein.

Rule 10b5-1 Trading Plan Elections

On July 31, 2025, Tom Taira, the Company's President of Special Projects, terminated his previously disclosed trading plan intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act (a "10b5-1 Plan"), entered into on December 3, 2024. Mr. Taira entered into a new 10b5-1 Plan on August 8, 2025 that provides for the potential sale of up to

85,000 shares of Class A common stock, including shares obtained from the exercise of vested stock options, between the first potential sale date of November 7, 2025 and the expiration of the 10b5-1 Plan on June 30, 2027.