Ford Motor (F) risk factors: FY2025 10-K
Item 1A of the 10-K for the period ending 2025-12-31, filed 2026-02-11. 30 risk factor headings as filed. Read Item 1A in full · The whole 10-K · What changed since FY2024
6new since FY2024
7reworded
0removed
17unchanged
Headings mentioning a theme: Tariffs 1 · AI 1 · Cybersecurity 1 · China 0 · Interest rates 1. Compare across the S&P 500.
Risk factors
10- Ford may not realize the anticipated benefits of existing or pending strategic alliances, joint ventures, acquisitions, divestitures, commercial relationships, or business strategies or the benefits may take longer than expected to materialize.new
- Ford may not realize the anticipated benefits of restructuring actions and such actions may cause Ford to incur significant charges, disrupt our operations, or harm our reputation.new
- Item 1A. Risk Factors (Continued)new
- Failure to develop and deploy secure digital services that appeal to customers, retain existing subscribers, and grow our subscription rates could have a negative impact on Ford’s business.new
- Item 1A. Risk Factors (Continued)new
- Ford’s ability to maintain a competitive cost structure could be affected by labor or other constraints.new
- Ford’s ability to attract, develop, grow, support, and reward talent is critical to its success and competitiveness.new
- Operational information systems, security systems, products, and services could be affected by cybersecurity incidents, ransomware attacks, and other disruptions and impact Ford, Ford Credit, their suppliers, and dealers.rewordedCybersecurity
- Item 1A. Risk Factors (Continued)new
- To facilitate access to the raw materials and other components necessary for the manufacture of electrified products, Ford has entered into and may, in the future, enter into multi-year commitments to raw material and other suppliers that subject Ford to risks associated with lower future demand for such items as well as costs that fluctuate and are difficult to accurately forecast.reworded
Macroeconomic, Market, and Strategic Risks
9- With a global footprint and supply chain, Ford’s results and operations have been and could continue to be adversely affected by economic or geopolitical developments, including protectionist trade policies such as tariffs, or other events.rewordedTariffs
- Item 1A. Risk Factors (Continued)new
- Ford’s new and existing products and digital, software, and physical services are subject to market acceptance and face significant competition from existing and new entrants in the automotive and digital and software services industries, and Ford’s reputation may be harmed based on positions it takes or if it is unable to achieve the initiatives it has announced.
- Item 1A. Risk Factors (Continued)new
- Ford may face increased price competition for its products and services, including pricing pressure resulting from industry excess capacity, currency fluctuations, competitive actions, legal and policy changes, or economic or other factors, particularly for electrified vehicles.reworded
- Inflationary pressure and fluctuations in commodity and energy prices, foreign currency exchange rates, interest rates, and market value of Ford or Ford Credit’s investments, including marketable securities, can have a significant effect on results.Interest rates
- Item 1A. Risk Factors (Continued)new
- Ford’s results are dependent on sales of larger, more profitable vehicles, particularly in the United States.
- Industry sales volume can be volatile and could decline if there is a financial crisis, recession, public health emergency, or significant geopolitical event.
Financial Risks
6- The impact of government incentives on Ford’s business has been and could continue to be significant, and Ford’s receipt of government incentives could be subject to reduction, termination, or clawback.reworded
- Item 1A. Risk Factors (Continued)new
- Ford and Ford Credit’s access to debt, securitization, or derivative markets around the world at competitive rates or in sufficient amounts could be affected by credit rating downgrades, market volatility, market disruption, regulatory requirements, asset portfolios, or other factors.
- Ford Credit could experience higher-than-expected credit losses, lower-than-anticipated residual values, or higher-than-expected return volumes for leased vehicles.
- Item 1A. Risk Factors (Continued)new
- Pension and other postretirement liabilities could adversely affect Ford’s liquidity and financial condition.
Legal and Regulatory Risks
5- Ford and Ford Credit have experienced and could continue to experience unusual or significant litigation, governmental investigations, or adverse publicity arising out of alleged defects in products, services, perceived environmental impacts, or otherwise.reworded
- Ford may need to substantially modify its product plans and facilities to respond to shifting consumer sentiment and competitive dynamics as a result of policy changes affecting, or otherwise to comply with, safety, emissions, fuel economy, autonomous driving technology, environmental, and other regulations.reworded
- Item 1A. Risk Factors (Continued)new
- Ford and Ford Credit could be affected by the continued development of more stringent privacy, data use, data protection, data access, and artificial intelligence laws and regulations as well as consumers’ heightened expectations to safeguard their personal information.AI
- Ford Credit could be subject to new or increased credit regulations, consumer protection regulations, or other regulations.
Headings are the lines of Item 1A set wholly in bold or italics, as the parser reads them, without the introductory paragraph that opens the section. A heading is new when no heading in the prior 10-K matches it after ignoring case and punctuation, and reworded when it shares at least 60 percent of its words with one that went away. Source: the filing on sec.gov.
Sponsor Sponsor this sector. One slot per industry, shown on every filing in it. Details