Item 15. Exhibits and Financial Statement Schedules

1. Consolidated Financial Statements:

			Reference Page Form 10-K
Report of independent registered public accounting firm (PCAOB ID: 34)			54
Consolidated balance sheets as of September 30, 2026 and 2025			57
Consolidated statements of income and comprehensive income for the years ended September 30, 2026, 2025 and 2024			58
Consolidated statements of stockholders’ deficit for the years ended September 30, 2026, 2025 and 2024			59
Consolidated statements of cash flows for the years ended September 30, 2026, 2025 and 2024			60
Notes to consolidated financial statements			61

2. Financial Statement Schedules

All financial statement schedules are omitted as the required information is not applicable or as the information required is included in the consolidated financial statements and related notes.

3. Exhibits:

Exhibit Number			Description
3.1			Restated Certificate of Incorporation of Fair Isaac Corporation, dated March 4, 2026. (Incorporated by reference to Exhibit 3.2 to the Company’s Form 8-K filed on March 5, 2026.)
3.2			By-Laws of Fair Isaac Corporation. (Incorporated by reference to Exhibit 3.1 to the Company’s Form 10-Q for the quarter ended December 31, 2009.)
4.1			Description of Securities of Registrant Registered Under Section 12 of the Securities Exchange Act of 1934. (Incorporated by reference to Exhibit 4.1 to the Company’s Form 10-K for the fiscal year ended September 30, 2019.)
4.2			Indenture, dated as of December 6, 2019, by and between the Company and U.S. Bank National Association, as trustee, which includes the form of 4.00% Senior Notes due 2028. (Incorporated by reference to Exhibit 4.1 to the Company’s Form 8-K filed on December 6, 2019.)
4.3			Supplemental Indenture dated as of December 17, 2021 by and between the Company and U.S. Bank National Association, as trustee, which includes the form of 4.00% Senior Notes due 2028. (Incorporated by reference to Exhibit 4.2 to the Company’s Form 8-K filed December 17, 2021.)
4.4			Indenture dated as of May 13, 2025, by and between the Company and U.S. Bank Trust Company, National Association, as trustee, which includes the form of 6.000% Senior Notes due 2033. (Incorporated by reference to Exhibit 4.1 to the Company’s Form 8-K filed May 13, 2025.)
4.5			Indenture dated as of March 20, 2026, by and between the Company and U.S. Bank Trust Company, National Association, as trustee, which includes the form of 6.250% Senior Notes due 2034. (Incorporated by reference to Exhibit 4.1 to the Company’s Form 8-K filed March 20, 2026.)
10.1			Form of Indemnity Agreement entered into by the Company with the Company’s directors. (Incorporated by reference to Exhibit 10.49 to the Company’s Form 10-K for the fiscal year ended September 30, 2002.) (1)
10.2			Form of Management Agreement entered into with each of the Company’s executive officers. (Incorporated by reference to Exhibit 10.4 to the Company’s Form 8-K filed on February 10, 2012.) (1)
10.3			Form of Amendment to Management Agreement entered into with certain of the Company’s executive officers. (Incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q for the quarter ended December 31, 2014.) (1)
10.4			Form of Amendment to Management Agreement entered into with each of the Company’s executive officers. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q for the quarter ended June 30, 2016.) (1)
10.5*			Form of Amendment to Management Agreement entered into with each of the Company’s executive officers. (1)
10.6			Offer Letter entered into on May 29, 2007 with Mark R. Scadina. (Incorporated by reference to Exhibit 10.61 to the Company’s Form 10-K for the fiscal year ended September 30, 2008.) (1)
10.7			Letter Agreement dated January 24, 2012 by and between the Company and William J. Lansing. (Incorporated by reference to Exhibit 10.2 to the Company’s Form 8-K filed on January 26, 2012.) (1)
10.8			Letter Agreement dated February 6, 2012 by and between the Company and Mark Scadina. (Incorporated by reference to Exhibit 10.3 to the Company’s Form 8-K filed on February 10, 2012.) (1)
10.9			Form of Amendment to Letter Agreement entered into with each of the Company’s executive officers. (Incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q for the quarter ended June 30, 2016.) (1)
10.10*			Form of Amendment to Letter Agreement entered into with certain of the Company’s executive officers. (1)
10.11			Fair Isaac Corporation 2012 Long-Term Incentive Plan, as amended as of March 4, 2020. (Incorporated by reference to Exhibit 4.3 of the Company's Registration Statement on Form S-8, filed with the SEC on March 6, 2020.) (1)
10.12			Form of Executive Non-Statutory Stock Option Agreement under the 2012 Long-Term Incentive Plan (U.S.), as amended November 6, 2018. (Incorporated by reference to Exhibit 10.30 to the Company’s Form 10-K for the fiscal year ended September 30, 2018.) (1)
10.13			Form of Director Non-Statutory Stock Option Agreement under the 2012 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q for the quarter ended March 31, 2017.) (1)

10.14			Fair Isaac Corporation 2019 Employee Stock Purchase Plan. (Incorporated by reference to Exhibit 4.3 to the Company’s Registration Statement on Form S-8 filed March 4, 2019.) (1)
10.15
10.15			Letter Agreement dated August 26, 2020 by and between the Company and Thomas A. Bowers. (Incorporated by reference to Exhibit 10.59 to the Company’s Form 10-K for the fiscal year ended September 30, 2020.) (1)
10.16
10.16			Second Amended and Restated Credit Agreement among the Company, Wells Fargo Securities, LLC, as sole lead arranger and bookrunner, and Wells Fargo Bank, National Association, as administrative agent dated as of August 19, 2021. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed on August 19, 2021.)
10.17			First Amendment to Second Amended and Restated Credit Agreement among the Company, the several banks and other financial institutions from time to time parties thereto, and Wells Fargo Bank, National Association, as administrative agent, dated as of October 20, 2021. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed on October 21, 2021.)
10.18			Second Amendment to Second Amended and Restated Credit Agreement among the Company, the several banks and other financial institutions from time to time parties thereto, and Wells Fargo Bank, National Association, as administrative agent, dated as of November 3, 2022. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q for the quarter ended December 31, 2022.)
10.19			Third Amendment to Second Amended and Restated Credit Agreement among the Company, the several banks and other financial institutions from time to time parties thereto, and Wells Fargo Bank, National Association, as administrative agent, dated as of June 13, 2024. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed on June 14, 2024.)
10.20			Third Amended and Restated Credit Agreement among the Company, the lenders party thereto, Wells Fargo Bank National Association, Wells Fargo Securities, LLC and BofA Securities, Inc., dated May 13, 2025. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed May 13, 2025.)
10.21			First Amendment to Third Amended and Restated Credit Agreement among the Company, the several banks and other financial institutions parties thereto, and Wells Fargo Bank, National Association, as administrative agent, dated as of June 5, 2026. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed June 8, 2026.)
10.22			Fair Isaac Corporation 2021 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.1 to the Company’s Registration Statement on Form S-8 filed on March 3, 2021.) (1)
10.23			Form of Director Restricted Stock Unit Award Agreement under the 2021 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.2 to the Company’s Form 10-Q for the quarter ended March 31, 2021.) (1)
10.24			Form of Director Non-Statutory Stock Option Agreement under the 2021 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.3 to the Company’s Form 10-Q for the quarter ended March 31, 2021.) (1)
10.25			Form of Executive Restricted Stock Unit Award Agreement (U.S.) under the 2021 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.4 to the Company’s Form 10-Q for the quarter ended March 31, 2021.) (1)
10.26			Form of Executive Non-Statutory Stock Option Agreement (U.S.) under the 2021 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.5 to the Company’s Form 10-Q for the quarter ended March 31, 2021.) (1)
10.27			Form of Performance Share Unit Agreement under the 2021 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.55 to the Company’s Form 10-K for the fiscal year ended September 30, 2021.) (1)
10.28			Form of Market Share Unit Agreement under the 2021 Long-Term Incentive Plan. (Incorporated by reference to Exhibit 10.56 to the Company’s Form 10-K for the fiscal year ended September 30, 2021.) (1)
10.29			Form of Indemnification Agreement between the Company and its executive officers. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 10-Q for the quarter ended March 31, 2023.) (1)
10.30			Letter Agreement, effective May 15, 2023, by and between the Company and Steven P. Weber. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed on May 15, 2023.) (1)
10.31			Market Share Unit Agreement, dated June 5, 2023, by and between the Company and William J. Lansing. (Incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed on June 7, 2023.) (1)
10.32			Non-Statutory Stock Option Agreement, dated June 5, 2023, by and between the Company and William J. Lansing. (Incorporated by reference to Exhibit 10.2 to the Company’s Form 8-K filed on June 7, 2023.) (1)
10.33			Form of Executive Restricted Stock Unit Award Agreement (U.S.) under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.60 to the Company’s Form 10-K for the fiscal year ended September 30, 2023.) (1)

10.34			Form of Executive Non-Statutory Stock Option Agreement (U.S.) under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.61 to the Company’s Form 10-K for the fiscal year ended September 30, 2023.) (1)
10.35			Form of Executive Performance Share Unit Agreement under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.62 to the Company’s Form 10-K for the fiscal year ended September 30, 2023.) (1)
10.36			Form of Executive Market Share Unit Agreement under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.63 to the Company’s Form 10-K for the fiscal year ended September 30, 2023.) (1)
10.37			Letter Agreement, dated as of August 22, 2023, by and between the Company and Nikhil Behl. (Incorporated by reference to Exhibit 10.64 to the Company’s Form 10-K for the fiscal year ended September 30, 2023.) (1)
10.38			Fair Isaac Non-Qualified Deferred Compensation Plan. (Incorporated by reference to Exhibit 10.37 to the Company’s Form 10-K for the fiscal year ended September 30, 2025.) (1)
10.39			Form of Executive Restricted Stock Unit Award Agreement (U.S.) under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.38 to the Company’s Form 10-K for the fiscal year ended September 30, 2025.) (1)
10.40			Form of Executive Non-Statutory Stock Option Agreement (U.S.) under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.39 to the Company’s Form 10-K for the fiscal year ended September 30, 2025.) (1)
10.41			Form of Executive Performance Share Unit Award Agreement under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.40 to the Company’s Form 10-K for the fiscal year ended September 30, 2025.) (1)
10.42			Form of Executive Market Share Unit Agreement under the 2021 Long-Term Incentive Plan (for Executive Vice Presidents and above). (Incorporated by reference to Exhibit 10.41 to the Company’s Form 10-K for the fiscal year ended September 30, 2025.) (1)
19.1*			Fair Isaac Corporation Statement of Company Policy as to Trades in the Company’s Securities By Company Personnel and Confidential Information.
21.1*			List of Company’s subsidiaries.
23.1*			Consent of Deloitte & Touche LLP, independent registered public accounting firm.
31.1*			Rule 13a-14(a)/15d-14(a) Certifications of CEO.
31.2*			Rule 13a-14(a)/15d-14(a) Certifications of CFO.
32.1**			Section 1350 Certification of CEO.
32.2**			Section 1350 Certification of CFO.
97.1			Compensation Recovery Policy. (Incorporated by reference to Exhibit 97.1 to the Company’s Form 10-K for the fiscal year ended September 30, 2023.)
101.INS*			Inline XBRL Instance Document - the instance document does not appear in the Interactive Data File because XBRL tags are embedded within the Inline XBRL document.
101.SCH*			Inline XBRL Taxonomy Extension Schema Document.
101.CAL*			Inline XBRL Taxonomy Extension Calculation Linkbase Document.
101.DEF*			Inline XBRL Taxonomy Extension Definition Linkbase Document.
101.LAB*			Inline XBRL Taxonomy Extension Label Linkbase Document.
101.PRE*			Inline XBRL Taxonomy Extension Presentation Linkbase Document.
104*			Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

(1)Management contract or compensatory plan or arrangement.

*			Filed herewith.
**			Furnished herewith.