Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

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Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

Index of documents filed as a part of this report:


			Page of this report
Financial Statements:

Globe Life Inc. and Subsidiaries:
Report of Independent Registered Public Accounting Firm			57
Consolidated Balance Sheets at December 31, 2022 and 2021			59
Consolidated Statements of Operations for each of the three years in the period ended December 31, 2022			60
Consolidated Statements of Comprehensive Income for each of the three years in the period ended December 31, 2022			61
Consolidated Statements of Shareholders’ Equity for each of the three years in the period ended December 31, 2022			62
Consolidated Statements of Cash Flows for each of the three years in the period ended December 31, 2022			63
Notes to Consolidated Financial Statements			64
Schedules Supporting Financial Statements for each of the three years in the period ended December 31, 2022:
II. Condensed Financial Information of Registrant (Parent Company)			132
IV. Reinsurance (Consolidated)			136
Schedules not referred to have been omitted as inapplicable or not required by Regulation S-X.

GL 2022 FORM 10-K

EXHIBITS


Exhibit No.	Description	Form	Filing Date	Related Exhibit	Page of this Report

3.1	Restated Certificate of Incorporation of Globe Life Inc.	8-K	August 8, 2019	3.2

3.2	Amended and Restated By-Laws of Globe Life Inc., as amended February 24, 2021	8-K	February 25, 2021	3.2

4.1	Trust Indenture dated as of February 1, 1987 between Torchmark Corporation and Morgan Guaranty Trust Company of New York, as Trustee	10-K	February 27, 2018	4.1

4.2	Fourth Supplemental Indenture dated as of September 24, 2012 between Torchmark Corporation and The Bank of New York Mellon Trust Company, N. A., as Trustee, supplementing the Indenture dated February 1, 1987	8-K	September 24, 2012	4.2

4.3	Junior Subordinated Indenture, dated November 2, 2001, between Torchmark Corporation and The Bank of New York defining the rights of the 7 3/4% Junior Subordinated Debentures	8-K	November 2, 2001	4.3

4.4	Third Supplemental Indenture dated as of November 17, 2017 between Torchmark Corporation and Regions Bank, as Trustee, supplementing the Junior Subordinated Indenture dated as of November 2, 2001	8-K	November 17, 2017	4.4

4.5	Fourth Supplemental Indenture dated as of June 14, 2021 between Globe Life Inc. and Regions Bank, as Trustee, supplementing the Junior Subordinated Indenture dated as of November 2, 2001	8-K	June 14, 2021	4.2

4.6	Senior Indenture, dated as of September 24, 2018, between Torchmark Corporation and Regions Bank, as Trustee	S-3	September 24, 2018	4.1

4.7	First Supplemental Indenture, dated as of September 27, 2018, between Torchmark Corporation and Regions Bank, as Trustee	8-K	September 27, 2018	4.2

4.8	Second Supplemental Indenture, dated as of August 21, 2020, between Globe Life Inc. and Regions Bank, as Trustee	8-K	August 21, 2020	4.2

4.9	Third Supplemental Indenture, dated as of May 19, 2022, between Globe Life Inc. and Regions Bank, as Trustee	8-K	May 19, 2022	4.2

10.1	Form of Retirement Life Insurance Benefit Agreement ($1,995,000 face amount limit)*	10-K	March 22, 2002	10.Z

10.2	Form of Retirement Life Insurance Benefit Agreement ($495,000 face amount limit)*	10-K	March 22, 2002	10.AA

10.3	Torchmark Corporation Supplemental Executive Retirement Plan*	8-K	January 25, 2007	10.1

10.4	Amendment No. 1 to the Torchmark Corporation Supplemental Executive Retirement Plan*	10-K	February 29, 2008	10.53

10.5	Amendment No. 2 to the Torchmark Corporation Supplemental Executive Retirement Plan*	10-K	February 29, 2008	10.54

10.6	Amendment Three to the Torchmark Corporation Supplemental Executive Retirement Plan*	10-K	February 27, 2009	10.53

10.7	Amendment Four to the Torchmark Corporation Supplemental Executive Retirement Plan*	10-K	February 27, 2020	10.10

10.8	Amendment Five to the Torchmark Corporation Supplemental Executive Retirement Plan*	8-K	May 5, 2015	10.1

10.9	Amendment Six to the Torchmark Corporation Supplemental Executive Retirement Plan*	10-K	March 1, 2019	10.11

10.10	Amendment Seven to the Torchmark Corporation Supplemental Executive Retirement Plan*	10-Q	November 5, 2020	10.2

GL 2022 FORM 10-K


Exhibit No.	Description	Form	Filing Date	Related Exhibit	Page of this Report
10.11	Torchmark Corporation Non-Employee Director Compensation Plan, as amended and restated*	8-K	April 29, 2008	10.1

10.12	Form of Restricted Stock Unit Award Notice under Torchmark Corporation Non-Employee Director Compensation Plan*	10-K	February 29, 2008	10.58

10.13	Receivables Purchase Agreement dated as of December 31, 2008 among AILIC Receivables Corporation, American Income Life Insurance Company and TMK Re, Ltd.	8-K	January 6, 2009	10.1

10.14	Amendment No.1 to Receivables Purchase Agreement dated as of December 31, 2008 among AILIC Receivables Corporation, American Income Life Insurance Company, and TMK Re, Ltd.	10-K	February 28, 2014	10.58

10.15	Amendment No.2 to Receivables Purchase Agreement dated as of December 31, 2008 among AILIC Receivables Corporation, American Income Life Insurance Company, and TMK Re, Ltd.	10-K	March 1, 2019	10.17

10.16	Torchmark Corporation 2011 Incentive Plan*	8-K	May 4, 2011	10.1

10.17	First Amendment to Torchmark Corporation 2011 Incentive Plan*	8-K	April 29, 2014	10.1

10.18	Form of Ten year Stock Option under Torchmark Corporation 2011 Incentive Plan*	8-K	May 4, 2011	10.4

10.19	Form of Seven year Stock Option under Torchmark Corporation 2011 Incentive Plan*	8-K	May 4, 2011	10.5



10.20	Form of Seven Year Stock Option Grant Agreement under Torchmark Corporation 2011 Incentive Plan, as amended with Non-Compete, Non-Solicit and Confidentiality Provisions*	10-K	February 27, 2017	10.75

10.21	Form of Ten Year Stock Option Grant Agreement under Torchmark Corporation 2011 Incentive Plan, as amended with Non-Compete, Non-Solicit and Confidentiality Provisions*	10-K	February 27, 2017	10.76



10.22	Form of Seven Year Stock Option Grant Agreement (Special) under Torchmark Corporation 2011 Incentive Plan, as amended with Non-Compete, Non-Solicit and Confidentiality Provisions*	10-K	February 27, 2017	10.78

10.23	Torchmark Corporation Amended 2011 Non-Employee Director Compensation Plan, effective January, 2017*	10-K	February 27, 2017	10.55

10.24	Form of Stock Option under Torchmark Corporation 2011 Non-Employee Director Compensation Plan*	10-K	February 28, 2011	10.57

10.25	Form of Restricted Stock Unit Award Notice under Torchmark Corporation 2011 Non-Employee Director Compensation Plan*	10-K	February 28, 2011	10.59

10.26	Torchmark Corporation 2018 Incentive Plan*	8-K	May 2, 2018	10.1

10.27	First Amendment to Torchmark Corporation 2018 Incentive Plan*	10-K	February 27, 2020	10.31

10.28	Amended Globe Life Inc. Non-Employee Director Compensation Plan*	10-Q	November 4, 2021	10.1

10.29	Form of Performance Share Award under Torchmark Corporation 2018 Incentive Plan*	8-K	May 2, 2018	10.3

10.30	Form of Performance Share Award under Globe Life Inc. 2018 Incentive Plan*	10-K	February 27, 2020	10.34
10.31	Form of Performance Share Award under Globe Life Inc. 2018 Incentive Plan (2021)*	10-K	February 25, 2021	10.56

10.32	Form of Performance Share Award under Globe Life Inc. 2018 In c entive Plan (2022)*	10-K	February 23, 2022	10.33

10.33	Form of Seven Year Stock Option under Globe Life Inc . 2018 Incentive Plan*	10-K	February 27, 2020	10.36

GL 2022 FORM 10-K


Exhibit No.	Description	Form	Filing Date	Related Exhibit	Page of this Report
10.34	Form of Seven Year Stock Option under Torchmark Corporation 2018 Incentive Plan with Non-Compete, Non-Solicit and Confidentiality Provisions*	8-K	May 2, 2018	10.5

10.35	Form of Seven Year Stock Option under Globe Life Inc. 2018 Incentive Plan with Non-Compete, Non-Solicit and Confidentiality Provisions*	10-K	February 27, 2020	10.38
10.36	Form of Seven Year Stock Option under Globe Life Inc. 2018 Incentive Plan with Non-Compete, Non-Solicit and Confidentiality Provisions (Special)*	10-K	February 27, 2020	10.39
10.37	Form of Ten Year Stock Option under Torchmark Corporation 2018 Incentive Plan*	8-K	May 2, 2018	10.6

10.38	Form of Ten Year Stock Option under Torchmark Corporation 2018 Incentive Plan with Non-Compete, Non-Solicit and Confidentiality Provisions*	8-K	May 2, 2018	10.7

10.39	Form of Stock Option under Globe Life Inc. 2018 Non-Employee Director Compensation Plan*	10-K	February 27, 2020	10.44

10.40	Form of Restricted Stock under Globe Life Inc. 2018 Non-Employee Director Compensation Plan*	10-K	February 27, 2020	10.45

10.41	Form of Restricted Stock Unit Award Notice under Globe Life Inc. 2018 Non-Employee Director Compensation Plan*	10-K	February 27, 2020	10.46

10.42	Torchmark Corporation 2019 Management Incentive Plan (effective as of January 1, 2019)*	8-K	March 4, 2019	10.1

10.43	The Globe Life Inc. Amended and Restated Pension Plan Generally Effective as of January 1, 2020*	10-Q	November 5, 2020	10.1

10.44	Globe Life Inc. Savings and Investment Plan*	10-K	February 27, 2020	10.52



10.45	Amended and Restated Credit Agreement dated as of September 30, 2021 among Bank of America, N.A., the Lenders party thereto, Globe Life Inc. and TMK RE, LTD.	8-K	October 1, 2021	10.1

10.46	First Amendment to Amended and Re stated Credit Agreement dat ed January 10, 2023 among Bank of America, N.A., the Lenders party thereto, Globe Life Inc. and TMK RE, LTD.	10-K	February 23, 2023	10.46

10.47	Form of Performance Share Award Certificate under Globe Life Inc. 2018 Incentive Plan (2023)*	10-K	February 23, 2023	10.47

10.48	Form of Seven Year Stock Option under Globe Life Inc. 2018 Incentive Plan (2023)*	10-K	February 23, 2023	10.48

10.49	Form of Seven Year Stock Option under Globe Life Inc. 2018 Incentive Plan with Non-Compete, Non-Solicit and Confidentiality Provisions (2023)*	10-K	February 23, 2023	10.49

10.50	Form of Seven Year Stock Option under Globe Life Inc. 2018 Incentive Plan with Non-Compete, Non-Solicit and Confidentiality Provisions (Special) (2023)*	10-K	February 23, 2023	10.50

10.51	Form of Restricted Stock Unit Award Certificate under Globe Life Inc. 2018 Incentive Plan*	10-K	February 23, 2023	10.51

10.52	Form of Restricted Stock Unit Award Certificate under Globe Life Inc. 2018 Incentive Plan with Non-Compete, Non-Solicit and Confidentiality Provisions*	10-K	February 23, 2023	10.52

21	Subsidiaries of the registrant	10-K	February 23, 2023	21	131

23	Consent of Deloitte & Touche LLP	10-K	February 23, 2023	23

24	Powers of Attorney	10-K	February 23, 2023	24

GL 2022 FORM 10-K


Exhibit No.	Description	Form	Filing Date	Related Exhibit	Page of this Report
31.1	Rule 13a-14(a)/15d-14(a) Certification by J. Matthew Darden	10-K	February 23, 2023	31.1

31.2	Rule 13a-14(a)/15d-14(a) Certification by Frank M. Svoboda	10-K	February 23, 2023	31.2

31.3	Rule 13a-14(a)/15d-14(a) Certification by Thomas P. Kalmbach	10-K	February 23, 2023	31.3

32.1	Section 1350 Certification by J. Matthew Darden, Frank M. Svoboda , and Thomas P. Kalmbach	10-K	February 23, 2023	32.1

101.INS	XBRL Instance Document- the instance document does not appear in the Interactive Data file because the XBRL tags are embedded within the Inline XBRL document.	10-K	February 23, 2023	101.INS

101.SCH	Inline XBRL Taxonomy Extension Schema Document.	10-K	February 23, 2023	101.SCH

101.CAL	Inline XBRL Taxonomy Extension Calculation Linkbase Document.	10-K	February 23, 2023	101.CAL

101.LAB	Inline XBRL Taxonomy Extension Label Linkbase Document.	10-K	February 23, 2023	101.LAB

101.PRE	Inline XBRL Taxonomy Extension Presentation Linkbase Document.	10-K	February 23, 2023	101.PRE

101.DEF	Inline XBRL Taxonomy Extension Definition Linkbase Document.	10-K	February 23, 2023	101.DEF

104	Cover Page Interactive Data File (formatted as inline XBRL with applicable taxonomy extension information contained in Exhibits 101).	10-K	February 23, 2023	104

Compensatory plan or arrangement.

GL 2022 FORM 10-K

Exhibit 21. Subsidiaries of the Registrant: The following table lists subsidiaries of the registrant which meet the definition of “significant subsidiary” according to Regulation S-X:


Name Under Which Company Does Business	State of Incorporation	Distribution Channel (Division)
Globe Life And Accident Insurance Company	Nebraska	Direct to Consumer
American Income Life Insurance Company	Indiana	American Income Life Division
Liberty National Life Insurance Company	Nebraska	Liberty National Division
Family Heritage Life Insurance Company of America	Ohio	Family Heritage Division

While United American Insurance Company (Nebraska) does not qualify as a significant subsidiary in accordance with Regulation S-X, management views this subsidiary as significant to our operations.

All other exhibits required by Regulation S-K are listed as to location in the “Index of documents filed as a part of this report” in this report. Exhibits not referred to have been omitted as inapplicable or not required.

GL 2022 FORM 10-K

Globe Life Inc.

(PARENT COMPANY)

SCHEDULE II. CONDENSED FINANCIAL INFORMATION OF REGISTRANT

Condensed Balance Sheets

(Dollar amounts in thousands)


	December 31,
	2022		2021
Assets:
Investments:
Long-term investments	$	31,651	$	31,384
Short-term investments	15,001		—
Total investments	46,652		31,384
Cash	58		20,228
Investment in affiliates	6,886,870		10,618,826
Due from affiliates	131,353		170,983
Taxes receivable from affiliates	14,161		33,229
Other assets	173,044		185,143
Total assets	$	7,252,138	$	11,059,793


Liabilities:
Short-term debt	$	449,103	$	629,607
Long-term debt	1,777,490		1,546,494

Other liabilities	129,684		240,886
Total liabilities	2,356,277		2,416,987

Shareholders’ equity:
Preferred stock	351		351
Common stock	105,218		109,218
Additional paid-in capital	880,172		871,075
Accumulated other comprehensive income	(1,415,714)		2,677,583
Retained earnings	6,466,220		6,182,100
Treasury stock	(1,140,386)		(1,197,521)
Total shareholders’ equity	4,895,861		8,642,806
Total liabilities and shareholders’ equity	$	7,252,138	$	11,059,793

See Notes to Condensed Financial Statements and accompanying Report of Independent Registered

Public Accounting Firm.

GL 2022 FORM 10-K

Globe Life Inc.

(PARENT COMPANY)

SCHEDULE II. CONDENSED FINANCIAL INFORMATION OF REGISTRANT (continued)

Condensed Statement of Operations

(Dollar amounts in thousands)


	Year Ended December 31,
	2022		2021		2020
Net investment income	$	33,664	$	32,816	$	30,199
Realized gains (losses)	(9,643)		(5,682)		12,792
Total revenue	24,021		27,134		42,991

General operating expenses	59,307		51,378		57,679
Reimbursements from affiliates	(51,312)		(57,504)		(68,556)
Interest expense	97,051		86,751		90,197
Total expenses	105,046		80,625		79,320

Operating income (loss) before income taxes and equity in earnings of affiliates	(81,025)		(53,491)		(36,329)
Income tax expense	12,426		9,682		7,773
Net operating loss before equity in earnings of affiliates	(68,599)		(43,809)		(28,556)
Equity in earnings of affiliates, net of tax	808,303		788,768		760,329
Net income	739,704		744,959		731,773

Other comprehensive income (loss):
Attributable to Parent Company	75,076		58,903		(21,477)
Attributable to affiliates	(4,168,373)		(410,564)		1,205,891
Comprehensive income (loss)	$	(3,353,593)	$	393,298	$	1,916,187

See Notes to Condensed Financial Statements and accompanying Report of Independent Registered

Public Accounting Firm.

GL 2022 FORM 10-K

Globe Life Inc.

(PARENT COMPANY)

SCHEDULE II. CONDENSED FINANCIAL INFORMATION OF REGISTRANT—(continued)

Condensed Statement of Cash Flows

(Dollar amounts in thousands)


	Year Ended December 31,
	2022		2021		2020
Net income	$	739,704	$	744,959	$	731,773
Equity in earnings of affiliates	(808,303)		(788,768)		(760,329)
Cash dividends from subsidiaries	407,042		478,535		485,871
Other, net	26,444		58,617		21,129
Cash provided from operations	364,887		493,343		478,444

Cash provided from (used for) investing activities:
Net decrease (increase) in short-term investments	(15,001)		19,300		(15,899)
Investment in subsidiaries	(10,010)		(159,924)		(7,875)
Other long-term investments	(2,000)		(2,500)		—

Loaned money to affiliates	(846,002)		(1,049,932)		(1,008,860)
Repayments from affiliates	886,002		1,200,932		782,860
Cash provided from (used for) investing activities	12,989		7,876		(249,774)

Cash provided from (used for) financing activities:
Repayment of debt	(300,000)		(300,000)		(386,875)
Proceeds from issuance of debt	400,000		325,000		700,000
Payment for debt issuance costs	(5,272)		(7,687)		(5,844)
Net issuance (repayment) of commercial paper	(46,289)		74,974		(34,445)
Issuance of stock	111,970		69,826		48,093
Acquisitions of treasury stock	(454,638)		(541,435)		(443,866)
Borrowed money from affiliate	22,400		32,000		76,000
Repayments to affiliates	(22,400)		(32,000)		(79,500)
Payment of dividends	(103,817)		(103,313)		(101,462)
Cash provided from (used for) financing activities	(398,046)		(482,635)		(227,899)

Net increase (decrease) in cash	(20,170)		18,584		771
Cash balance at beginning of period	20,228		1,644		873
Cash balance at end of period	$	58	$	20,228	$	1,644

See Notes to Condensed Financial Statements and accompanying Report of Independent Registered

Public Accounting Firm.

GL 2022 FORM 10-K

Globe Life Inc.

(PARENT COMPANY)

SCHEDULE II. CONDENSED FINANCIAL INFORMATION OF REGISTRANT (continued)

Notes to Condensed Financial Statements

(Dollar amounts in thousands)

Note A—Dividends from Subsidiaries

Cash dividends paid to Globe Life from the subsidiaries were as follows:


	Year Ended December 31,
	2022		2021		2020
Dividends from subsidiaries	$	407,042	$	478,535	$	485,871

Note B—Supplemental Disclosures of Cash Flow Information

The following table summarizes non-cash transactions, which are not reflected on the Condensed Statements of Cash Flows:


	Year Ended December 31,
	2022		2021		2020
Stock-based compensation not involving cash	$	35,650	$	30,272	$	35,892
Contribution of property to subsidiary	—		5,004		—

The following table summarizes certain amounts paid (received) during the period:


	Year Ended December 31,
	2022		2021		2020
Interest paid	$	96,903	$	86,206	$	86,504
Income taxes paid (received)	(11,537)		(11,838)		(12,744)

Note C—Preferred Stock

As of December 31, 2022, Globe Life had 351 thousand shares of Cumulative Preferred Stock, Series A, issued and outstanding, of which 280 thousand shares were 6.50% Cumulative Preferred Stock, Series A, and 71 thousand shares were 7.15% Cumulative Preferred Stock, Series A (collectively, the “Series A Preferred Stock”). All issued and outstanding shares of Series A Preferred Stock were held by wholly-owned insurance subsidiaries. In the event of liquidation, the holders of the Series A Preferred Stock at the time outstanding would be entitled to receive a liquidating distribution out of the assets legally available to stockholders in the amount of $1 thousand per share or $351 million in the aggregate, plus any accrued and unpaid dividends, before any distribution is made to holders of Globe Life common stock. Holders of Series A Preferred Stock do not have any voting rights nor have rights to convert such shares into shares of any other class of Globe Life capital stock.

See accompanying Report of Independent Registered Public Accounting Firm.

GL 2022 FORM 10-K

Globe Life Inc.

SCHEDULE IV. REINSURANCE (CONSOLIDATED)

(Dollar Amounts in thousands)


	Gross Amount		Ceded to Other Companies(1)		Assumed from Other Companies		Net Amount		Percentage of Amount Assumed to Net
For the Year Ended December 31, 2022
Life insurance in force	$	222,098,389	$	662,569	$	2,172,728	$	223,608,548	1.0
Premiums(2):
Life insurance	$	2,995,104	$	4,361	$	19,009	$	3,009,752	0.6
Health insurance	1,235,493		3,091		47,010		1,279,412		3.7
Total premium	$	4,230,597	$	7,452	$	66,019	$	4,289,164	1.5
For the Year Ended December 31, 2021
Life insurance in force	$	217,350,660	$	648,766	$	2,371,163	$	219,073,057	1.1
Premiums(2):
Life insurance	$	2,868,759	$	4,286	$	19,502	$	2,883,975	0.7
Health insurance	1,192,567		3,312		12,421		1,201,676		1.0
Total premium	$	4,061,326	$	7,598	$	31,923	$	4,085,651	0.8
For the Year Ended December 31, 2020
Life insurance in force	$	203,894,460	$	669,063	$	2,551,770	$	205,777,167	1.2
Premiums(2):
Life insurance	$	2,642,555	$	4,241	$	19,775	$	2,658,089	0.7
Health insurance	1,144,470		3,373		—		1,141,097		—
Total premium	$	3,787,025	$	7,614	$	19,775	$	3,799,186	0.5

(1)No amounts have been netted against ceded premium.

(2)Excludes policy charges of $13.5 million, $14.2 million, and $14.7 million in each of the years 2022, 2021, and 2020, respectively.

See accompanying Report of Independent Registered Public Accounting Firm.

GL 2022 FORM 10-K

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


			Globe Life Inc.

			By:			/s/ J. MATTHEW DARDEN
						J. Matthew Darden
						Co-Chief Executive Officer

			By:			/s/ FRANK M. SVOBODA
						Frank M. Svoboda
						Co-Chief Executive Officer

			By:			/s/ THOMAS P. KALMBACH
						Thomas P. Kalmbach
						Executive Vice President and Chief Financial Officer

			By:			/s/ M. SHANE HENRIE
						M. Shane Henrie
						Corporate Senior Vice President and Chief Accounting Officer

Date: February 22, 2023

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.


By:	/s/ LINDA L. ADDISON *	By:	/s/ MARILYN A. ALEXANDER *
	Linda L. Addison		Marilyn A. Alexander
	Director		Director

By:	/s/ CHERYL D. ALSTON *	By:	/s/ MARK A. BLINN *
	Cheryl D. Alston		Mark A. Blinn
	Director		Director

By:	/s/ JAMES P. BRANNEN *	By:	/s/ JANE BUCHAN *
	James P. Brannen		Jane Buchan
	Director		Director

By:		By:	/s/ GARY L. COLEMAN *
	Alice S. Cho		Gary L. Coleman
	Director		Director

By:	/s/ LARRY M. HUTCHISON *	By:	/s/ ROBERT W. INGRAM *
	Larry M. Hutchison		Robert W. Ingram
	Director		Director

By:	/s/ STEVEN P. JOHNSON *	By:	/s/ DARREN M. REBELEZ *
	Steven P. Johnson		Darren M. Rebelez
	Director		Director

By:		By:	/s/ MARY E. THIGPEN *
	David A. Rodriguez		Mary E. Thigpen
	Director		Director


Date: February 22, 2023

*By:			/s/ THOMAS P. KALMBACH
			Thomas P. Kalmbach
			Attorney-in-fact

GL 2022 FORM 10-K

Previous: Item 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES