Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.

Not applicable.

162 Huntington Bancshares Incorporated

Table of Contents

PART III

We refer in Part III of this report to relevant sections of our 2025 Proxy Statement for the 2025 Annual Meeting of Shareholders, which will be filed with the SEC pursuant to Regulation 14A within 120 days of the close of our 2024 fiscal year. Portions of our 2025 Proxy Statement, including the sections we refer to in this report, are incorporated by reference into this report.