Moody's (MCO) risk factors: FY2025 10-K

1. Moody’s Faces Risks Related to Laws and Regulations that Affect the Financial Industry, Including the Credit Rating Industry, Moody's Businesses and Moody’s Customers.
2. Moody's Investors Service.
3. Moody's Analytics.
4. The Company Faces Exposure to Litigation and Government Regulatory Proceedings, Investigations and Inquiries (Including Competition Market Studies) Related to Rating Opinions, Analytics Services and Other Business Practices.reworded
5. The Company Is Exposed to Risks Related to Its Compliance and Risk Management Programs.
6. Moody’s Faces Risks Related to Intellectual Property Rights.reworded
7. Moody’s Faces Risks Related to Tax Matters, Including Changes in Tax Rates or Tax Rules.
8. B. Risks Related to our Business
9. The Company is Exposed to Legal, Economic, Operational and Regulatory Risks of Operating in Multiple Jurisdictions.
10. Moody’s Operations are Exposed to Risks from Infrastructure Malfunctions or Failures.
11. The Economics of the Company’s Business is Dependent on the Volume of Debt Securities Issued in Domestic and/or Global Capital Markets. Recent Financial Market Conditions, Including Decreased Asset Levels and Flows into Investment Vehicles, Increases in Interest Rates and Other Volatility Has Had, and May Continue to Have, a Material Adverse Impact on the Volume of Debt Securities Issued.Interest rates
12. The Introduction of Competing Products, Technologies or Services by Other Companies Can Negatively Impact the Nature and Economics of the Company’s Business.
13. The Company Faces Increased Pricing Pressure from Competitors and/or Customers.
14. The Company Is Exposed to Reputation and Credibility Concerns.
15. Our Reputation or Business Could Be Negatively Impacted by Sustainability Matters and Our Reporting of Such Mattersreworded
16. Moody’s Is Exposed to Risks Related to Loss of Skilled Employees and Related Compensation Cost Pressures.
17. Moody’s Acquisitions, Dispositions and Other Strategic Transactions, Partnerships or Investments May Not Produce Anticipated Results Exposing the Company to Future Significant Impairment Charges Relating to Its Goodwill, Intangible Assets or Property and Equipment.reworded
18. Our business could be negatively impacted by physical and transitional climate risks.new

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1. The Company Is Exposed to Risks Related to Cybersecurity and Protection of Confidential Information.Cybersecurity
2. The Company Is Exposed to Risks Related to Protection of Confidential and Personal Information
3. The Company Is Dependent on the Use of Third-Party Software, Data, Hosted Solutions, Data Centers, Cloud and Network Infrastructure (Together, the “Third-Party Technology”), and Any Reduction in Third-Party Product Quality or Service Offerings, Could Have a Material Adverse Effect on the Company’s Business, Financial Condition or Results of Operations.

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Headings in the FY2024 10-K with no match this year.

1. Our business could be negatively impacted by climate change.