Item 16. Form 10-K Summary.

None.

Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, on the 18th day of February, 2026.


			M&T BANK CORPORATION

			By:			/s/ René F. Jones
						René F. Jones Chairman of the Board and Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.


Signature	Title	Date
Principal Executive Officer:

/s/ René F. Jones	Chairman of the Board and	February 18, 2026
René F. Jones	Chief Executive Officer

Principal Financial Officer:

/s/ Daryl N. Bible	Senior Executive Vice President and	February 18, 2026
Daryl N. Bible	Chief Financial Officer

Principal Accounting Officer:

/s/ John R. Taylor	Executive Vice President	February 18, 2026
John R. Taylor	and Controller

A majority of the board of directors:

		February 18, 2026
John P. Barnes




/s/ Carlton J. Charles		February 18, 2026
Carlton J. Charles

		February 18, 2026
Jane Chwick

/s/ William F. Cruger, Jr.		February 18, 2026
William F. Cruger, Jr.


/s/ Gary N. Geisel												February 18, 2026
Gary N. Geisel

/s/ Leslie V. Godridge												February 18, 2026
Leslie V. Godridge

/s/ Richard H. Ledgett, Jr.												February 18, 2026
Richard H. Ledgett, Jr.

/s/ Melinda R. Rich												February 18, 2026
Melinda R. Rich

/s/ Robert E. Sadler, Jr.												February 18, 2026
Robert E. Sadler, Jr.

/s/ Denis J. Salamone												February 18, 2026
Denis J. Salamone

												February 18, 2026
Rudina Seseri

/s/ Kirk W. Walters												February 18, 2026
Kirk W. Walters

/s/ Herbert L. Washington												February 18, 2026
Herbert L. Washington

Previous: Item 15. Exhibits and Financial Statement Schedules.