Item 40. 8 of Regulation S-K), except as follows and which is

intended to satisfy the affirmative defense of Rule 10b5-1(c):

on May 7, 2026, Jeremy Skule, Executive Vice President and

Chief Strategy Officer; Executive Chair, Financial Crime

Management Technology, adopted a Rule 10b5-1 trading

plan for the sale of up to 18,000 shares of our common stock

subject to certain conditions and which plan expires on

March 31, 2027.