PACCAR (PCAR) risk factors: FY2025 10-K

Item 1A of the 10-K for the period ending 2025-12-31, filed 2026-02-18. 14 risk factor headings as filed. Read Item 1A in full · The whole 10-K · What changed since FY2024

1new since FY2024
1reworded
0removed
12unchanged

Headings mentioning a theme: Tariffs 0 · AI 1 · Cybersecurity 1 · China 0 · Interest rates 0. Compare across the S&P 500.

Business and Industry Risks

8
  1. Competition and Prices.
  2. Production Costs, Capacity and Inflation.
  3. Transition Risks Related to Climate Change.
  4. Liquidity Risks, Credit Ratings and Costs of Funds.
  5. The Financial Services Industry is Highly Competitive.
  6. The Financial Services Segment is Subject to Credit Risk.
  7. Interest-Rate Risks.
  8. Information Technology, Cybersecurity and AI.rewordedAICybersecurity

Read these in Item 1A · See the changes

Political, Regulatory and Economic Risks

6
  1. Multinational Operations.new
  2. Environmental Regulations.
  3. Emissions Requirements and Reduction Targets.
  4. Recalls, Litigation, Product Liability and Regulatory.
  5. Currency Exchange and Translation.
  6. Accounting Estimates.

Read these in Item 1A · See the changes

Headings are the lines of Item 1A set wholly in bold or italics, as the parser reads them, without the introductory paragraph that opens the section. A heading is new when no heading in the prior 10-K matches it after ignoring case and punctuation, and reworded when it shares at least 60 percent of its words with one that went away. Source: the filing on sec.gov.