Item 5. Other Information

On March 13, 2025, Kenneth McCullum, Executive Vice President and Chief Risk Officer, adopted a Rule 10b5-1 trading arrangement that is intended to satisfy the affirmative defense of Rule 10b5-1(c) for the sale, by March 31, 2026, of up to (i) 5,130 shares of our common stock underlying stock options to the extent exercised for share purchases and (ii) the net shares received upon vesting after tax withholding from a restricted stock unit for 2,558 shares and a performance-based stock unit for a target number of 5,968 shares, plus all dividend equivalent units earned thereon.

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