Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

Information relating to our directors is incorporated herein by reference from the section entitled “Item 1: Election of Directors” in The Progressive Corporation’s Proxy Statement for the Annual Meeting of Shareholders to be held on May 8, 2026 (the Proxy Statement).

Information relating to executive officers of Progressive follows. Unless noted below, all positions were with Progressive.


Name	Age	Offices Held and Last Five Years’ Business Experience
Susan Patricia Griffith	61	President and Chief Executive Officer
John P. Sauerland	61	Vice President and Chief Financial Officer
Karen B. Bailo	58	Commercial Lines President
Jonathan S. Bauer	48	Chief Investment Officer
Steven A. Broz	55	Chief Information Officer
Patrick K. Callahan	55	Personal Lines President
William L. Clawson II	56	Chief Human Resources Officer since December 2021; Business Leader Compensation and Benefits prior to December 2021
Maribel Pumarejo	54	Chief Marketing Officer since June 2025; Business Leader Compensation and Benefits from February 2025 to June 2025; Senior Human Resource Business Leader from May 2022 to February 2025; Senior Director of Benefits Management prior to May 2022
Carl G. Joyce	44	Vice President and Chief Accounting Officer since March 2025; Director of Financial Reporting – GAAP prior to March 2025
John Murphy	56	Claims President since December 2021; Customer Relationship Management President prior to December 2021
Lori Niederst	52	Customer Relationship Management President since December 2021; Chief Human Resources Officer prior to December 2021
David M. Stringer	51	Vice President, Secretary, and Chief Legal Officer since January 2024; Deputy General Counsel, Litigation and Employment, prior to January 2024
Andrew J. Quigg	46	Chief Strategy and Finance Management Officer since February 2026; Chief Strategy Officer prior to February 2026

Delinquent Section 16(a) Reports. Any delinquent filings (if applicable) are incorporated by reference from the “Security Ownership of Certain Beneficial Owners and Management - Delinquent Section 16(a) Reports” section of our Proxy Statement.

Code of Ethics. Progressive has a Code of Ethics for the Chief Executive Officer, Chief Financial Officer, Chief Accounting Officer, and other senior financial officers. This CEO/Senior Financial Officer Code of Ethics is available at: progressive.com/governance. We intend to continue to satisfy the disclosure requirements under Item 5.05 of Form 8-K regarding amendments to, and waivers from, the provisions of the foregoing Code of Ethics by posting such information on our Internet website at: progressive.com/governance.

Shareholder-Proposed Candidate Procedures. There were no material changes during 2025 to Progressive’s procedures by which a shareholder can recommend a director candidate. The description of those procedures is incorporated by reference from the “Other Matters - Procedures for Recommendations and Nominations of Directors and Shareholder Proposals - To Recommend a Candidate for our Board of Directors” section of our Proxy Statement.

Audit Committee. Incorporated by reference from the “Other Board of Directors Information - Board Committees - Audit Committee” section of our Proxy Statement.

Financial Expert. Incorporated by reference from the “Other Board of Directors Information - Board Committees - Audit Committee” section of our Proxy Statement.

Insider Trading Policies and Procedures. Progressive has adopted insider trading policies and procedures, which are included as Exhibit 19 to this Form 10-K and discussion of which is incorporated by reference from the “Other Matters - Insider Trading Policies and Procedures” section of our Proxy Statement.

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