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Item 16. FORM 10-K SUMMARY

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Item 16. FORM 10-K SUMMARY

None.

The PNC Financial Services Group, Inc. – 2025 Form 10-K 193

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

The PNC Financial Services Group, Inc.

(Registrant)

By:/s/ Robert Q. Reilly
Robert Q. Reilly
Executive Vice President and Chief Financial Officer
February 20, 2026

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of The PNC Financial Services Group, Inc. and in the capacities indicated on February 20, 2026.

SignatureCapacities
/s/ William S. DemchakChairman and Chief Executive Officer and Director
William S. Demchak(Principal Executive Officer)
/s/ Robert Q. ReillyExecutive Vice President and Chief Financial Officer
Robert Q. Reilly(Principal Financial Officer)
/s/ Gregory H. KozichSenior Vice President and Controller
Gregory H. Kozich(Principal Accounting Officer)
* Joseph Alvarado; Debra A. Cafaro; Marjorie Rodgers Cheshire; Douglas A. Dachille; Andrew T. Feldstein; Richard J. Harshman; Daniel R. Hesse; Renu Khator, Linda R. Medler, Robert A. Niblock, Martin Pfinsgraff; Bryan SaleskyDirectors
*By:/s/ Laura Gleason
Laura Gleason, Attorney-in-Fact, pursuant to Powers of Attorney filed herewith

194 The PNC Financial Services Group, Inc. – 2025 Form 10-K

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