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Item 6. EXHIBITS

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Item 6. EXHIBITS

EXHIBIT INDEX

3.1Amended and Restated Certificate of Incorporation of Prudential Financial, Inc. Incorporated by reference to Exhibit 3.1 to the Registrant’s January 22, 2015 Current Report on Form 8-K.
3.2Amended and Restated By-Laws of Prudential Financial, Inc., effective September 12, 2023. Incorporated by reference to Exhibit 3.1 to the Registrant’s September 13, 2023 Current Report on Form 8-K.
31.1Section 302 Certification of the Chief Executive Officer.
31.2Section 302 Certification of the Chief Financial Officer.
32.1Section 906 Certification of the Chief Executive Officer.
32.2Section 906 Certification of the Chief Financial Officer.
101.INS - XBRLInstance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.
101.SCH - XBRLTaxonomy Extension Schema Document.
101.CAL - XBRLTaxonomy Extension Calculation Linkbase Document.
101.LAB - XBRLTaxonomy Extension Label Linkbase Document.
101.PRE - XBRLTaxonomy Extension Presentation Linkbase Document.
101.DEF - XBRLTaxonomy Extension Definition Linkbase Document.
104Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

GLOSSARY

Throughout this Quarterly Report on Form 10-Q, the Company may use certain abbreviations, acronyms and terms which are defined below.

Prudential Entities
CompanyPrudential Financial, Inc. and its subsidiariesPLNJPruco Life Insurance Company of New Jersey
Gibraltar LifeThe Gibraltar Life Insurance Co., Ltd.Pruco LifePruco Life Insurance Company
PFIPrudential Financial, Inc. and its subsidiariesPrudentialPrudential Financial, Inc. and its subsidiaries
PGFLPrudential Gibraltar Financial Life Insurance Co., Ltd.Prudential FinancialPrudential Financial, Inc.
PGIMThe global investment management business of Prudential Financial, Inc.Prudential FundingPrudential Funding, LLC
PGIMWPGIM Wadhwani LLPPrudential Insurance/PICAThe Prudential Insurance Company of America
PIIHPrudential International Insurance Holdings, Ltd.Prudential of JapanThe Prudential Life Insurance Company, Ltd.
PLICPrudential Legacy Insurance Company of New JerseyRegistrantPrudential Financial, Inc.
Defined Terms
AllstateThe Allstate CorporationOther Postretirement BenefitsCertain health care and life insurance benefits provided by the Company for its retired employees, their beneficiaries and covered dependents
AuguStarAuguStar Life Insurance Company, formerly known as The Ohio National Life Insurance CompanyPension BenefitsFunded and non-funded non-contributory defined benefit pension plans which cover substantially all of the Company’s employees
BoardPrudential Financial's Board of DirectorsPrismicPrismic Life Holding Company LP
Closed BlockCertain in-force participating insurance policies and annuity products, along with corresponding assets used for the payment of benefits and policyholders' dividends on these productsPrismic RePrismic Life Reinsurance, Ltd.
Credit-Linked Note StructuresAgreements with external counterparties providing for the issuance of surplus notes by our captive reinsurers in return for the receipt of credit-linked notesPrismic Re InternationalPrismic Life Reinsurance International, Ltd.
EmpowerGreat-West and Great-West Life & Annuity Insurance Company of New York, now known as Empower Annuity Insurance Company of America and Empower Life & Annuity Insurance Company of New York, respectivelyRegulation XXXValuation of Life Insurance Policies Model Regulation
Exchange ActThe Securities Exchange Act of 1934S&PStandard & Poor's Rating Services
Farmer MacFederal Agricultural Mortgage CorporationSomerset ReSomerset Reinsurance Ltd.
FitchFitch Ratings Inc.Star and Edison BusinessesAIG Star Life Insurance Co., Ltd, AIG Edison Life Insurance Company, AIG Financial Assurance Japan K.K. and AIG Edison Service Co., Ltd. (former subsidiaries of American International Group, Inc., or AIG), collectively
Funds WithheldAssets the Company retains the legal ownership of under certain reinsurance arrangementsTalcott ResolutionTalcott Resolution Life Insurance Company
Guideline AXXXThe Application of the Valuation of Life Insurance Policies Model RegulationTax Act of 2025H.R.1, also referred to as the “One Big Beautiful Bill Act”
Hartford FinancialHartford Financial Services Group, Inc.U.S. GAAPGenerally accepted accounting principles in the United States of America
Moody'sMoody's Investors Service, Inc.Union HamiltonUnion Hamilton Reinsurance, Ltd.
MorningstarMorningstar, Inc.Wilton ReWilton Reassurance Company and Wilton Reinsurance Bermuda Limited
Acronyms
ACLAllowance for Credit LossesLTCLong-Term Care
AIRAdditional Insurance ReservesMD&AManagement's Discussion and Analysis of Financial Condition and Results of Operations
ALMAsset Liability ManagementMRBsMarket Risk Benefits
AOCIAccumulated Other Comprehensive Income (Loss)NAICNational Association of Insurance Commissioners
ASCAccounting Standards CodificationNAVNet Asset Value
ASUAccounting Standards UpdateNCFCTINet CFC Tested Income
AUDAustralian DollarNJDOBINew Jersey Department of Banking and Insurance
bpsBasis PointsNPRNon-Performance Risk
CECLCurrent Expected Credit LossOCIOther Comprehensive Income (Loss)
CLOCollateralized Loan ObligationsOTCOver-The-Counter
CODMChief Operating Decision MakerOTTIOther-Than-Temporary Impairments
DACDeferred Policy Acquisition CostsPALACPrudential Annuities Life Assurance Corporation
DOLU.S. Department of LaborPDIPrudential Defined Income
DPLDeferred Profit LiabilityPHJPrudential Holdings of Japan, Inc.
DSIDeferred Sales InducementsPOAPrudential of Argentina
EBITDAEarnings Before Interest, Taxes, Depreciation and AmortizationPOTThe Prudential Life Insurance Company of Taiwan Inc.
ESREconomic Solvency RatioPRIACPrudential Retirement Insurance and Annuity Company
FANIPFunding Agreement Notes Issuance ProgramPTEProhibited Transaction Class Exemptions
FASBFinancial Accounting Standards BoardRAFRisk Appetite Framework
FHLBNYFederal Home Loan Bank of New YorkRBCRisk-Based Capital
FLIACFortitude Life Insurance and Annuity CompanySECSecurities and Exchange Commission
FSAFinancial Services Agency (an agency of the Japanese government)SOFRSecured Overnight Financing Rate
GICsGuaranteed Investment ContractsSVOSecurities Valuation Office
GILTIGlobal Intangible Low-Taxed IncomeTBATo-Be-Announced
GMABGuaranteed Minimum Accumulation BenefitsTDRTroubled Debt Restructuring
GMDBGuaranteed Minimum Death BenefitsU.S.The United States of America
GMIBGuaranteed Minimum Income BenefitsURRUnearned Revenue Reserve
GMIWBGuaranteed Minimum Income and Withdrawal BenefitsUSDU.S. Dollar
GMWBGuaranteed Minimum Withdrawal BenefitsVIEsVariable Interest Entities
HDIHighest Daily Lifetime IncomeVOBAValue of Business Acquired
LPs/LLCsLimited Partnerships and Limited Liability Companies

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Prudential Financial, Inc.
By:/S/ YANELA C. FRIAS
Yanela C. Frias Executive Vice President and Chief Financial Officer (Authorized signatory and principal financial officer)

Date: July 31, 2025

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