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Item 6. EXHIBITS

13K characters. Original on sec.gov ·

Item 6. EXHIBITS

EXHIBIT INDEX

3.1Amended and Restated Certificate of Incorporation of Prudential Financial, Inc. Incorporated by reference to Exhibit 3.1 to the Registrant’s January 22, 2015 Current Report on Form 8-K.
3.2Amended and Restated By-Laws of Prudential Financial, Inc., effective September 12, 2023. Incorporated by reference to Exhibit 3.1 to the Registrant’s September 13, 2023 Current Report on Form 8-K.
10.1The Third Amendment to the Prudential Severance Plan, dated March 25, 2026.*
31.1Section 302 Certification of the Chief Executive Officer.
31.2Section 302 Certification of the Chief Financial Officer.
32.1Section 906 Certification of the Chief Executive Officer.
32.2Section 906 Certification of the Chief Financial Officer.
101.INS - XBRLInstance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.
101.SCH - XBRLTaxonomy Extension Schema Document.
101.CAL - XBRLTaxonomy Extension Calculation Linkbase Document.
101.LAB - XBRLTaxonomy Extension Label Linkbase Document.
101.PRE - XBRLTaxonomy Extension Presentation Linkbase Document.
101.DEF - XBRLTaxonomy Extension Definition Linkbase Document.
104Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

  • This exhibit is a management contract or compensatory plan or arrangement.

GLOSSARY

Throughout this Quarterly Report on Form 10-Q, the Company may use certain abbreviations, acronyms and terms which are defined below.

Prudential Entities
CompanyPrudential Financial, Inc. and its subsidiariesPruco LifePruco Life Insurance Company
Gibraltar LifeThe Gibraltar Life Insurance Co., Ltd.PrudentialPrudential Financial, Inc. and its subsidiaries
PFIPrudential Financial, Inc. and its subsidiariesPrudential FinancialPrudential Financial, Inc.
PGFLPrudential Gibraltar Financial Life Insurance Co., Ltd.Prudential FundingPrudential Funding, LLC
PGIMThe global investment management business of Prudential Financial, Inc.Prudential Insurance/PICAThe Prudential Insurance Company of America
PHJPrudential Holdings of Japan, Inc.Prudential of JapanThe Prudential Life Insurance Company, Ltd.
PLICPrudential Legacy Insurance Company of New JerseyRegistrantPrudential Financial, Inc.
PLNJPruco Life Insurance Company of New Jersey
Defined Terms
AllstateThe Allstate CorporationPension BenefitsFunded and non-funded non-contributory defined benefit pension plans which cover substantially all of the Company’s employees
AuguStarAuguStar Life Insurance Company, formerly known as The Ohio National Life Insurance CompanyPGIM IndiaPGIM operations in India
BoardPrudential Financial’s Board of DirectorsPrismicPrismic Life Holding Company LP
Closed BlockCertain in-force participating insurance policies and annuity products, along with corresponding assets used for the payment of benefits and policyholders’ dividends on these productsPrismic RePrismic Life Reinsurance, Ltd.
Credit-Linked Note StructuresAgreements with external counterparties providing for the issuance of surplus notes by our captive reinsurers in return for the receipt of credit-linked notesPrismic Re InternationalPrismic Life Reinsurance International, Ltd.
EmpowerGreat-West and Great-West Life & Annuity Insurance Company of New York, now known as Empower Annuity Insurance Company of America and Empower Life & Annuity Insurance Company of New York, respectivelyRegulation XXXValuation of Life Insurance Policies Model Regulation
Exchange ActThe Securities Exchange Act of 1934Resolution ReResolution Re, Ltd.
Farmer MacFederal Agricultural Mortgage CorporationS&PStandard & Poor’s Rating Services
FitchFitch Ratings Inc.Somerset ReSomerset Reinsurance Ltd.
Funds WithheldAssets the Company retains the legal ownership of under certain reinsurance arrangementsStar and Edison BusinessesAIG Star Life Insurance Co., Ltd, AIG Edison Life Insurance Company, AIG Financial Assurance Japan K.K. and AIG Edison Service Co., Ltd. (former subsidiaries of American International Group, Inc., or AIG), collectively
Guideline AXXXThe Application of the Valuation of Life Insurance Policies Model RegulationTalcott ResolutionTalcott Resolution Life Insurance Company
Hartford FinancialHartford Financial Services Group, Inc.Tax Act of 2025H.R.1, also referred to as the “One Big Beautiful Bill Act”
Moody’sMoody’s Investors Service, Inc.U.S. GAAPGenerally accepted accounting principles in the United States of America
MorningstarMorningstar, Inc.Wilton ReWilton Reassurance Company and Wilton Reinsurance Bermuda Limited
Other Postretirement BenefitsCertain health care and life insurance benefits provided by the Company for its retired employees, their beneficiaries and covered dependents
Acronyms
ACLAllowance for Credit LossesGMWBGuaranteed Minimum Withdrawal Benefits
AIRAdditional Insurance ReservesHDIHighest Daily Lifetime Income
ALMAsset Liability ManagementLPs/LLCsLimited Partnerships and Limited Liability Companies
AOCIAccumulated Other Comprehensive Income (Loss)MD&AManagement’s Discussion and Analysis of Financial Condition and Results of Operations
ASCAccounting Standards CodificationMRBsMarket Risk Benefits
ASUAccounting Standards UpdateNAICNational Association of Insurance Commissioners
AUDAustralian DollarNAVNet Asset Value
bpsBasis PointsNCTINet Controlled Foreign Corporation Tested Income
CECLCurrent Expected Credit LossNJDOBINew Jersey Department of Banking and Insurance
CLOCollateralized Loan ObligationsNPRNon-Performance Risk
CODMChief Operating Decision MakerOCIOther Comprehensive Income (Loss)
DACDeferred Policy Acquisition CostsOECDOrganization of Economic Cooperation and Development
DPLDeferred Profit LiabilityOTCOver-The-Counter
DRGDeferred Reinsurance GainsOTTIOther-Than-Temporary Impairments
DRLDeferred Reinsurance LossesPALACPrudential Annuities Life Assurance Corporation
DSIDeferred Sales InducementsPDIPrudential Defined Income
EBITDAEarnings Before Interest, Taxes, Depreciation and AmortizationPOTThe Prudential Life Insurance Company of Taiwan Inc.
ESREconomic Solvency RatioPTEProhibited Transaction Class Exemptions
FABNFunding Agreement-Backed NotesRAFRisk Appetite Framework
FACPFunding Agreement-Backed Commercial PaperRBCRisk-Based Capital
FASBFinancial Accounting Standards BoardSECSecurities and Exchange Commission
FHLBNYFederal Home Loan Bank of New YorkSOFRSecured Overnight Financing Rate
FLIACFortitude Life Insurance and Annuity CompanySVOSecurities Valuation Office
FSAFinancial Services Agency (an agency of the Japanese government)TBATo-Be-Announced
GICsGuaranteed Investment ContractsU.S.The United States of America
GILTIGlobal Intangible Low-Taxed IncomeURRUnearned Revenue Reserve
GMABGuaranteed Minimum Accumulation BenefitsUSDU.S. Dollar
GMDBGuaranteed Minimum Death BenefitsVIEsVariable Interest Entities
GMIBGuaranteed Minimum Income BenefitsVOBAValue of Business Acquired
GMIWBGuaranteed Minimum Income and Withdrawal Benefits

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Prudential Financial, Inc.
By:/S/ YANELA C. FRIAS
Yanela C. Frias Executive Vice President and Chief Financial Officer (Authorized signatory and principal financial officer)

Date: May 6, 2026

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