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Item 7A. Quantitative and Qualitative Disclosures About Market Risk.

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Item 7A. Quantitative and Qualitative Disclosures About Market Risk.

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Quantitative and qualitative disclosures about market risk are incorporated herein by reference to

the information set forth in our 2015 Annual Report to Shareholders under the caption “Derivative Financial Instruments and Market Risk” on pages 40 and 41.

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