Item 4. Mine Safety Disclosures (Not applicable)

| PART II | | | | | | | | | | | | | Item 5 | | | Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | | | 38 | | | | | | | Item 6 | | | Selected Financial Data | | | 41 | | | | | | | Item 7 | | | Management's Discussion and Analysis of Financial Condition and Results of Operations | | | 42 | | | | | | | Item 7A | | | Quantitative and Qualitative Disclosures About Market Risk (see Market Risk Management) | | | 66 | | | | | | Item 8. Financial Statements and Supplementary Data | | | | Quarterly Financial Summary | | | 79 | | | | | | | | | | Report of Independent Registered Public Accounting Firm | | | 85 | | | | | | | | | | Consolidated Balance Sheets | | | 88 | | | | | | | | | | Consolidated Statements of Income | | | 89 | | | | | | | | | | Consolidated Statements of Comprehensive Income | | | 90 | | | | | | | | | | Consolidated Statements of Changes in Shareholders' Equity | | | 91 | | | | | | | | | | Consolidated Statements of Cash Flows | | | 92 | | | | | | | | | | Notes to Consolidated Financial Statements | | | | | | | | | | | | | Note 1. Basis of Presentation | | | 93 | | | | | | | | | | Note 2. Business Combinations | | | 108 | | | | | | | | | | Note 3. Securities Financing Activities | | | 110 | | | | | | | | | | Note 4. Investment Securities | | | 111 | | | | | | | | | | Note 5. Loans and ACL | | | 113 | | | | | | | | | | Note 6. Premises and Equipment | | | 120 | | | | | | | | | | Note 7. Goodwill and Other Intangible Assets | | | 120 | | | | | | | | | | Note 8. Loan Servicing | | | 121 | | | | | | | | | | Note 9. Other Assets and Liabilities | | | 122 | | | | | | | | | | Note 10. Deposits | | | 123 | | | | | | | | | | Note 11. Borrowings | | | 124 | | | | | | | | | | Note 12. Shareholders' Equity | | | 125 | | | | | | | | | | Note 13. AOCI | | | 127 | | | | | | | | | | Note 14. Income Taxes | | | 128 | | | | | | | | | | Note 15. Benefit Plans | | | 130 | | | | | | | | | | Note 16. Commitments and Contingencies | | | 133 | | | | | | | | | | Note 17. Regulatory Requirements and Other Restrictions | | | 137 | | | | | | | | | | Note 18. Fair Value Disclosures | | | 138 | | | | | | | | | | Note 19. Derivative Financial Instruments | | | 144 | | | | | | | | | | Note 20. Computation of EPS | | | 148 | | | | | | | | | | Note 21. Operating Segments | | | 148 | | | | | | | | | | Note 22. Parent Company Financial Information | | | 152 | | | | | | | | | | | | | | | | | | |