Citigroup 10-Q 2026-03-31

Filed 2026-05-07. 1 sections, 841K characters. Original on sec.gov · Markdown · JSON

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 10-Q

(Mark One)


☒			QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended March 31, 2026


☐			TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from to

Commission file number 1-9924

Citigroup Inc.

(Exact name of registrant as specified in its charter)


Delaware			52-1568099
(State or other jurisdiction of incorporation or organization)			(I.R.S. Employer Identification No.)
388 Greenwich Street,	New York	NY	10013
(Address of principal executive offices)			(Zip code)

(212) 559-1000

(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934 formatted in Inline XBRL: See Exhibit 99.01

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.


Large accelerated filer			☒			Accelerated filer			☐			Non-accelerated filer			☐			Smaller reporting company			☐
																		Emerging growth company			☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No ☒

Number of shares of Citigroup Inc. common stock outstanding on March 31, 2026: 1,705,576,955

Available online at www.citigroup.com

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CITIGROUP’S FIRST QUARTER 2026—FORM 10-Q


			OVERVIEW			4
			Citigroup’s Five Reportable Business Segments			6
			MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS			7
			Executive Summary			7
			Citi’s Multiyear Transformation			9

			Summary of Selected Financial Data			10
			Balance Sheet Overview			12
			Segment Revenues and Income (Loss)			14
			Services			15
			Markets			18
			Banking			21
			Wealth			24
			U.S. Consumer Cards (USCC)			27
			All Other—Managed Basis			30
			All Other—Divestiture-Related Impacts (Reconciling Items)			33
			CAPITAL RESOURCES			34
			Managing Global Risk—Table of Contents			43
			MANAGING GLOBAL RISK			44
			SIGNIFICANT ACCOUNTING POLICIES AND SIGNIFICANT ESTIMATES			80
			DISCLOSURE CONTROLS AND PROCEDURES			85
			DISCLOSURE PURSUANT TO SECTION 219 OF THE IRAN THREAT REDUCTION AND SYRIA HUMAN RIGHTS ACT			85
			FORWARD-LOOKING STATEMENTS			86
			Financial Statements and Notes—Table of Contents			89
			CONSOLIDATED FINANCIAL STATEMENTS			90
			NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)			98
			UNREGISTERED SALES OF EQUITY SECURITIES, REPURCHASES OF EQUITY SECURITIES AND DIVIDENDS			187
			OTHER INFORMATION			188
			EXHIBIT INDEX			189
			SIGNATURES			[

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