Item 5. OTHER INFORMATION

Ally Master Purchase and Sale Agreement

On July 27, 2026, we amended our Ally Master Purchase and Sale Agreement to, among other things, increase the commitment by Ally to purchase up to $8.0 billion of principal balances of finance receivables between July 27, 2026 and July 26, 2027 on substantially similar terms as the preceding Ally MPSA. A copy of the amendment to the Ally MPSA is included herewith as Exhibit 10.10 and is incorporated by reference herein.

Rule 10b5-1 Trading Plan Elections

On June 15, 2026, Gregory Sullivan, a member of the Company's board of directors, entered into a trading plan intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act (a "10b5-1 Plan"). Mr. Sullivan's 10b5-1 Plan provides for the potential sale of up to 142,140 shares of Class A common stock, including shares obtained from the exercise of vested stock options, between the first potential sale date of September 14, 2026 and the expiration of the 10b5-1 Plan on April 20, 2027.

Also on June 15, 2026, Thomas Taira, the Company's President of Special Projects, modified his previously disclosed 10b5-1 Plan, entered into on July 31, 2025. Mr. Taira's amended 10b5-1 Plan provides for the potential sale of up to 200,000

shares of Class A common stock obtained from the exercise of vested stock options, as well as 100% of any net shares of Class A common stock received, after tax withholding, in connection with certain previously awarded RSUs that vest between July 1, 2026 and December 1, 2027, representing approximately 127,270 RSUs before tax withholding. The sales under Mr. Taira's 10b5-1 Plan may take place between the first potential sale date of September 14, 2026 and the expiration of the 10b5-1 Plan on December 31, 2027.