Item 10. Directors, Executive Officers and Corporate Governance

The following sections of the Proxy Statement are incorporated herein by reference:

• Item one--Election of directors

• Stock ownership information--Section 16(a) beneficial ownership reporting compliance

• General information about corporate governance and the Board of Directors

◦Business ethics and conduct

◦Committees

• Questions and answers about our Annual Meeting and voting--Question 14

See also Part I, Item 4A, Executive Officers of this Form 10-K.